Middlesex County and Watertown City property record for 25 Bancroft St, Watertown, MA 02472
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,552 sqft · built 1935 |
| Lot Size | 0.071 acres (3,114 sqft) |
| Owner | Company Name on File |
| Last Sale | $550,000 (Aug 2018) |
| Tax Bill | $12,283 (2026) |
| Deeds & Mortgages | Jun 2025 Mortgage Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5480-05 |
| Primary APN | 5480-05 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 3,135 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,114 sqft (0.071 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 5409 |
|---|---|
| Street Address | 25 BANCROFT ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-3615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T |
| Legal Block | 1 |
| Legal Lot Number | 315 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 370101 |
25 Bancroft St is owned by a company that acquired it in July 2022.
Source: Middlesex County and Watertown City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5 TANNERY RD, MEDFIELD, MA 02052-2329 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Aug 1, 2022 | Quit Claim Deed, Transfer · Commercial Mortgage BOSTON TRUST FINANCIAL |
| Aug 23, 2018 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 23, 2018 · Amount on File |
| Deed Sale | Aug 23, 2018 · Amount on File |
| Prior Sale | Jul 1, 2015 |
| Deed Document Number | 2018129362 |
| Deed Book / Page | 71513 / 416 |
| Last Transfer Date | Jul 29, 2022 |
| Transfer Doc | 0080514-42 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 25 BANCROFT ST, WATERTOWN, MA 02472-3615 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084209-226 |
|---|---|
| Date | Jun 10, 2025 |
| Book Page | 84209/226 |
| Instrument | 65334 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Aug 1, 2022 |
| Property Address | 25 BANCROFT ST, WATERTOWN, MA 02472-3615 |
| Document Number | 0080514-38 |
| Book / Page | 80514 / 38 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 116894 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 TANNERY RD, MEDFIELD, MA 02052-2329 |
| Document Number | 0080514-42 |
|---|---|
| Date | Aug 1, 2022 |
| Book Page | 80514/42 |
| Instrument | 116895 |
| Name | BOSTON TRUST FINANCIAL |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Aug 23, 2018 |
| Property Address | 25 BANCROFT ST, WATERTOWN, MA 02472-3615 |
| Document Number | 71513-416 |
| Book / Page | 071513 / 000416 |
| Instrument Date | Aug 13, 2018 |
| Instrument | 129362 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,508.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 TANNERY RD MEDFIELD MA 020522329, MEDFIELD, MA 02052-2329 |
The 2026 property tax bill for 25 Bancroft St was $12,283, up 14.1% from the year before.
Source: Middlesex County and Watertown City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,283.00 (+14.08%) | $1,006,800 (+9.22%) Land $496,800 Building $510,000 | $822,795 (-) |
| 2025 | $10,767.00 (+10.16%) | $921,800 (+10.34%) Land $496,800 Building $425,000 | $822,795 (+5.84%) |
| 2024 | $9,774.00 (-7.42%) | $835,400 (+7.46%) Land $472,100 Building $363,300 | $777,385 |
| 2023 | $10,557.00 | $777,400 Land $451,600 Building $325,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Bancroft St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 25 Bancroft St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people · EPA ID MA3314000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 856 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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