35 4th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 35 4th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,922 sqft · built 1933
Lot Size	0.046 acres (1,999 sqft)
Owner	Company Name on Record
Last Sale	$560,900 (Dec 2025)
Tax Bill	$9,169 (2025)
Deeds & Mortgages	Dec 2025 Sale & Construction Loan
Flood Zone	Zone AE (high risk)
APN	`19-00058-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`19-00058-0000-00016`
Alternative APNs	`190005800016` `00010650`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,922 sqft Living Area
1st Floor Area	1,437 sqft
Upper Floors Area	1,485 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	1,999 sqft (0.046 acres)
Lot Dimensions	100 ft deep x 20 ft wide
Deck Area	192 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00010650
Street Address	35 4TH ST
City	HIGHLANDS
State	NJ
Zip	07732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	SEFTON
Legal Block	58
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2041
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	188 BAY AVE, HIGHLANDS, NJ 07732-1624
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	May 9, 2000 · Amount on Record
Deed Document Number	202597126
Deed Book / Page	9768 / 9828
Record Updated	Sep 20, 2026

December 2025: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 4, 2025
Property Address	35 4TH ST, HIGHLANDS, NJ 07732
Document Number	0097689828
Book / Page	9768 / 9828
Instrument Date	Dec 3, 2025
Instrument	2025097126
Transaction Type	Construction Loan
Record Updated	Jan 2, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,771.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 KRUEGER PL, NORTH MIDDLETOWN, NJ 07748-5728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 BAY AVE, HIGHLANDS, NJ 07732-1624

Mortgage

Document Number	2025097127
Date	Dec 4, 2025
Instrument	2025097127

Lender

Name	ALPHA FUNDING ADMIN LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2026

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,600 (+20.03%) Land $324,700 Building $318,900	$643,600 (+20.03%) Land $324,700 Building $318,900
2025	$9,169.00 (+4.68%)	$536,200 (+28.31%) Land $220,200 Building $316,000	$536,200 (+28.31%) Land $220,200 Building $316,000
2024	$8,759.00 (+8.23%)
2023		$417,900 Land $115,000 Building $302,900	$417,900 Land $115,000 Building $302,900
2022	$8,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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