46 4th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 46 4th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 764 sqft · built 1928
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (May 2019)
Tax Bill	$6,004 (2025)
Deeds & Mortgages	May 2019 Sale Jun 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`19-00065-0000-00035`

Property Details

APN / Parcel Number

Primary APN	`19-00065-0000-00035`
Alternative APNs	`190006500035` `00012390`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	764 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Exterior Amenities

Porch	Open Porch
Patio Area	180 sqft
Shed	1 Shed
Shed Area	60 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Account Number	00012390
Street Address	46 4TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CECILIA F HOWELL
Legal Block	65
Legal Lot Number	35
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2021
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	24 LIGHTHOUSE POINT RD, HIGHLANDS, NJ 07732-1024
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 30, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	May 8, 2013 · Amount on Record
Deed Document Number	201945856
Deed Book / Page	9349 / 8736
Prior Transfer Date	Oct 13, 2010
Prior Transfer Doc	0088556043
Record Updated	Sep 20, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 24, 2019
Property Address	46 4TH ST, HIGHLANDS, NJ 07732-1637
Document Number	0000045856
Book / Page	009349 / 008736
Instrument Date	May 23, 2019
Instrument	45856
Transaction Type	Transfer
Record Updated	Jul 1, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24 LIGHTHOUSE POINT RD HIGHLANDS NJ 077321024, HIGHLANDS, NJ 07732-1024

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 30, 2017
Property Address	46 4TH ST, HIGHLANDS, NJ 07732-1637
Document Number	0000062294
Book / Page	009233 / 004594
Instrument Date	Jun 19, 2017
Instrument	62294
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO NA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 STATE ROUTE 36 BELFORD NJ 077181633, BELFORD, NJ 07718-1633

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,800 (+30.11%) Land $326,200 Building $130,600	$456,800 (+30.11%) Land $326,200 Building $130,600
2025	$6,004.00 (+13.15%)	$351,100 (+41.92%) Land $221,700 Building $129,400	$351,100 (+41.92%) Land $221,700 Building $129,400
2024	$5,306.00 (+15.4%)
2023		$247,400 Land $116,200 Building $131,200	$247,400 Land $116,200 Building $131,200
2022	$4,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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