25 4th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 25 4th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,620 sqft · built 2018
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$439,500 (Jul 2019)
Tax Bill	$11,014 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`19-00058-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`19-00058-0000-00013`
Alternative APNs	`190005800013` `00010620`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	810 sqft
Upper Floors Area	810 sqft
Basement Area	810 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00010620
Street Address	25 4TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	SEA SIDE/HLNDS/NAVESNIK
Legal Block	58
Legal Lot Number	13
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2041
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	25 4TH ST, HIGHLANDS, NJ 07732-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 15, 2019	Grant Deed, Transfer · Conventional with PMI PRESIDENTIAL BK
Oct 24, 2017	Grant Deed, Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC
Sep 12, 2017	Grant Deed, Transfer · Conventional with PMI HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	Oct 24, 2017 · Amount on Record
Deed Document Number	201962356
Deed Book / Page	9357 / 6355
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 6, 2026
Property Address	25 4TH ST, HIGHLANDS, NJ 07732-1619
Document Number	0000064957
Book / Page	9806 / 7923
Instrument Date	Aug 3, 2026
Instrument	202664957
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15860 FOX LN, WAGRAM, NC 28396-9742

Mortgage

Document Number	0000064957,
Date	Aug 6, 2026
Book Page	9806/7923
Instrument	202664957

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 15, 2019
Property Address	25 4TH ST, HIGHLANDS, NJ 07732-1619
Document Number	0000062356
Book / Page	009357 / 006355
Instrument Date	Jun 26, 2019
Instrument	62356
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 4TH ST HIGHLANDS NJ 077321619, HIGHLANDS, NJ 07732-1619

Mortgage

Document Number	62357
Date	Jul 15, 2019
Book Page	009357/006370
Instrument	62357

Lender

Name	PRESIDENTIAL BK
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 24, 2017
Property Address	25 4TH ST, HIGHLANDS, NJ 07732-1619
Document Number	0000104227
Book / Page	009255 / 002904
Instrument Date	Aug 25, 2017
Instrument	104227
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TWO RIVERS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 4TH ST HIGHLANDS NJ 077321619, HIGHLANDS, NJ 07732-1619

Mortgage

Document Number	104228
Date	Oct 24, 2017
Book Page	009255/002948
Instrument	104228

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 12, 2017
Property Address	25 4TH ST, HIGHLANDS, NJ 07732-1619
Document Number	0000088477
Book / Page	009247 / 006468
Instrument Date	Aug 25, 2017
Instrument	88477
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 4TH ST HIGHLANDS NJ 077321619, HIGHLANDS, NJ 07732-1619

Mortgage

Document Number	88478
Date	Sep 12, 2017
Book Page	009247/006476
Instrument	88478

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	LSELIN, NJ 08830

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$747,900 (+16.12%) Land $326,200 Building $421,700	$747,900 (+16.12%) Land $326,200 Building $421,700
2025	$11,014.00 (-0.61%)	$644,100 (+20.03%) Land $221,700 Building $422,400	$644,100 (+20.03%) Land $221,700 Building $422,400
2024	$11,082.00 (+4.37%)
2023		$536,600 Land $116,200 Building $420,400	$536,600 Land $116,200 Building $420,400
2022	$10,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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