31 4th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 31 4th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,803 sqft · built 1970
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Jul 2025)
Tax Bill	$9,716 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`19-00058-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`19-00058-0000-00015`
Alternative APNs	`190005800015` `00010640`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,803 sqft Living Area
1st Floor Area	968 sqft
Upper Floors Area	835 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Deck Area	28 sqft
Patio Area	300 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00010640
Street Address	31 4TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	BOROUGH/HIGHLANDS
Legal Block	58
Legal Lot Number	15
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2041
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 4TH ST, HIGHLANDS, NJ 07732-1619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed, Transfer · Conventional Mortgage INVESTORS BANK
Apr 26, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	Apr 13, 2022 · Amount on Record
Deed Document Number	202558947
Deed Book / Page	9748 / 7544
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 13, 2022
Property Address	31 4TH ST, HIGHLANDS, NJ 07732-1619
Document Number	0095903380
Book / Page	9590 / 3380
Instrument Date	Apr 1, 2022
Instrument	2022042001
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	INVESTMENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4998 ASHMEAD DR, 4998, HEMET, CA 92544-7817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 4TH ST, HIGHLANDS, NJ 07732-1619

Mortgage

Document Number	2022042002
Date	Apr 13, 2022
Instrument	2022042002

Lender

Name	INVESTORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 26, 2017
Property Address	31 4TH ST, HIGHLANDS, NJ 07732-1619
Document Number	0092244809
Book / Page	009224 / 004809
Instrument Date	Apr 26, 2017
Transaction Type	Transfer
Record Updated	Jun 13, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,900 (+18.95%) Land $333,300 Building $342,600	$675,900 (+18.95%) Land $333,300 Building $342,600
2025	$9,716.00 (+22.41%)	$568,200 (+50.96%) Land $228,800 Building $339,400	$568,200 (+50.96%) Land $228,800 Building $339,400
2024	$7,937.00 (+9.49%)
2023		$376,400 Land $122,400 Building $254,000	$376,400 Land $122,400 Building $254,000
2022	$7,249.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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