34W322 White Thorne Rd, Wayne, IL 60184 Property Records

Kane County property record for 34W322 White Thorne Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 12,159 sqft · built 1992
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Feb 2017)
Tax Bill	$42,448 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-14-400-003`

Property Details

APN / Parcel Number

Primary APN	`09-14-400-003`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	12,159 sqft Living Area
Basement Area	4,226 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Roof Type	Gable
Roof Material	Slate
Lot Area	174,240 sqft
Garage Type	Attached
Garage Area	1,122 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	34W322 WHITE THORNE RD
City	WAYNE
State	IL
Zip	60184-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 001-WAYNE
Legal Subdivision	STANTONS HENRY T
Legal Block	2
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2052
Census Tract	852001

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34W322 WHITE THORNE RD, WAYNE, IL 60184-2230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 9, 2017	Deed of Trust, Mortgage PEOPLES HM EQUITY
Feb 14, 2017	Warranty Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2017 · Amount on Record
Deed Sale	Feb 14, 2017 · Amount on Record
Deed Document Number	20178310
Prior Transfer Date	Jan 16, 2017
Prior Transfer Doc	0000008310
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	34W322 WHITE THORNE RD, WAYNE, IL 60184-2230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002661
Date	Jan 15, 2020
Instrument	2020K002661

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	34W322 WHITE THORNE RD, WAYNE, IL 60184-2230
Document Number	0000009493
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	May 3, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34W322 WHITE THORNE RD WAYNE IL 601842230, WAYNE, IL 60184-2230

Mortgage

Document Number	0000009493
Date	Feb 21, 2017
Instrument	9493

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 14, 2017
Property Address	34W322 WHITE THORNE RD, WAYNE, IL 60184-2230
Document Number	0000008310
Instrument Date	Jan 16, 2017
Instrument	8310
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Tax	$1,350.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23W525 SAINT CHARLES RD CAROL STREAM IL 601882867, CAROL STREAM, IL 60188-2867

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	Wayne Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$42,448.00 (+34.51%) Homeowner's exemption	$586,033 (+8.53%) Land $113,165 Building $472,868	$1,758,803 (+8.53%) Land $339,631 Building $1,419,172
2024		$539,974 (+35.04%) Land $104,271 Building $435,703	$1,620,570 (+35.1%) Land $312,938 Building $1,307,632
2022	$31,558.00 (+5.87%) Homeowner's exemption	$399,856 (+4.91%) Land $105,143 Building $294,713	$1,199,568 (+4.91%) Land $315,429 Building $884,139
2021	$29,807.00 Homeowner's exemption	$381,142 Land $100,222 Building $280,920	$1,143,426 Land $300,666 Building $842,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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