34W204 White Thorne Rd, Wayne, IL 60184 Property Records

Kane County property record for 34W204 White Thorne Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,464 sqft · built 1972
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Dec 2000)
Tax Bill	$16,617 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-14-400-005`

Property Details

APN / Parcel Number

Primary APN	`09-14-400-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,464 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	34W204 WHITE THORNE RD
City	WAYNE
State	IL
Zip	60184-2230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANTONS 2ND ASSESSED PLAT LOT # 3
Legal Subdivision	STANTONS 2ND ASSESSED PLAT
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2060
Census Tract	852001

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34W204 WHITE THORNE RD, WAYNE, IL 60184-2230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2000 · Amount on Record
Deed Sale	Dec 5, 2000 · Amount on Record
Deed Document Number	200097752
Last Transfer Date	Nov 15, 2003
Transfer Doc	0000202307
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	34W204 WHITE THORNE RD, WAYNE, IL 60184-2230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051408
Date	Oct 28, 2019
Instrument	2019K051408

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	Wayne Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,617.00 (+5.69%) Homeowner's exemption	$234,289 (+8.53%) Land $113,165 Building $121,124	$703,148 (+8.53%) Land $339,631 Building $363,517
2024		$215,875 (+13.75%) Land $104,271 Building $111,604	$647,884 (+13.8%) Land $312,938 Building $334,946
2022	$15,723.00 (+5.61%) Homeowner's exemption	$189,777 (+4.91%) Land $105,143 Building $84,634	$569,331 (+4.91%) Land $315,429 Building $253,902
2021	$14,888.00 Homeowner's exemption	$180,895 Land $100,222 Building $80,673	$542,685 Land $300,666 Building $242,019

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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