34W191 White Thorne Rd, Wayne, IL 60184 Property Records

Kane County property record for 34W191 White Thorne Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,156 sqft · built 1941
Lot Size	3.76 acres (163,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Jun 2024)
Tax Bill	$16,639 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-23-200-050`

Property Details

APN / Parcel Number

Primary APN	`09-23-200-050`
Alternative APN	`09-23-200-052`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,156 sqft Living Area
Basement Area	1,886 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1959
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	163,786 sqft
Garage Type	Attached
Garage Area	511 sqft
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0923200050
Street Address	34W191 WHITE THORNE RD
City	WAYNE
State	IL
Zip	60184-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E 1/2 NE 1/4 SEC 23-40-8 AS DESC IN DOC 2024K020019
Legal Block	2
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2068
Census Tract	852001

Owner

Source: Kane County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7N298 LONGRIDGE RD, SAINT CHARLES, IL 60175-6882
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Nov 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Nov 9, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/BROOKFIELD
Oct 15, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST NAT'L BK/BROOKFIELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2024 · Amount on Record
Deed Sale	Jun 11, 2024 · Amount on Record
Prior Sale	Feb 20, 2014 · Amount on Record
Deed Document Number	202420019
Prior Transfer Date	Jan 23, 2004
Prior Transfer Doc	0000016452
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	34W191 WHITE THORNE RD, WAYNE, IL 60184-2231
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008764
Date	Mar 4, 2026
Instrument	2026K008764

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 3, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	34W191 WHITE THORNE RD, WAYNE, IL 60184-2231
Transaction Type	Mortgage
Record Updated	Nov 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34W191 WHITE THORNE RD, WAYNE, IL 60184-2231

Mortgage

Document Number	0000043447
Date	Nov 4, 2025
Instrument	2025K043447

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.99%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	34W191 WHITE THORNE RD, WAYNE, IL 60184-2231
Document Number	0000068571
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000068571
Date	Nov 9, 2020
Instrument	68571

Lender

Name	FIRST NAT'L BK/BROOKFIELD
Type	Bank
Address	BROOKFIELD, IL 60513

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 8, 2025

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Oct 15, 2019
Property Address	34W191 WHITE THORNE RD, WAYNE, IL 60184-2231
Instrument Date	Sep 30, 2019
Instrument	48695
Transaction Type	Construction Loan
Record Updated	Oct 25, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34W191 WHITE THORNE RD WAYNE IL 601842231, WAYNE, IL 60184-2231

Mortgage

Document Number	0000048695
Date	Oct 15, 2019
Instrument	48695

Lender

Name	FIRST NAT'L BK/BROOKFIELD
Type	Bank
Address	BROOKFIELD, IL 60513

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 14, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	Wayne Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,639.00 (+18.78%)	$234,587 (+8.53%) Land $106,376 Building $128,211	$704,043 (+8.53%) Land $319,256 Building $384,787
2024		$216,149 (+20.68%) Land $98,015 Building $118,134	$648,706 (+20.73%) Land $294,163 Building $354,544
2022	$14,008.00 (+5.61%) Homeowner's exemption	$179,111 (+4.9%) Land $88,606 Building $90,505	$537,333 (+4.9%) Land $265,818 Building $271,515
2021	$13,264.00 Homeowner's exemption	$170,751 Land $84,435 Building $86,316	$512,253 Land $253,305 Building $258,948

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

Cell Coverage

5G and 4G LTE (outdoors only)

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