34W269 White Thorne Rd, Wayne, IL 60184 Property Records

Kane County property record for 34W269 White Thorne Rd, Wayne, IL 60184

Property Summary

Property Type	Single Family Home
Details	6 ba · 6,595 sqft · built 1930
Lot Size	4.63 acres (201,683 sqft)
Owner	Trust Name on File
Last Sale	$1,250,000 (Apr 2015)
Tax Bill	$35,305 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-14-400-024`

Property Details

APN / Parcel Number

Primary APN	`09-14-400-024`

Interior

Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	6,595 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1973
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asbestos
Lot Area	201,683 sqft
Garage Type	Carport
Garage Area	173 sqft
Carport	Carport
Carport Area	173 sqft
Parking Spaces	9 Parking Spaces
Pool Area	1,364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	34W269 WHITE THORNE RD
City	WAYNE
State	IL
Zip	60184-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 001-WAYNE
Legal Subdivision	STANTONS HENRY T
Legal Block	2
Legal Lot Number	7
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2065
Census Tract	852001

Owner

34W269 White Thorne Rd is owner-occupied and held in a trust since April 2015.

Source: Kane County records, as of July 23, 2026

Owner of Record	Trust Name on File
Mailing Address	34W269 WHITE THORNE RD, WAYNE, IL 60184-2231
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jun 21, 2021	Deed, Transfer · Conventional Mortgage MUTUAL FEDERAL BANK
Mar 2, 2023	Re-recorded Document CHICAGO TITLE AND TRUST COMPANY, CHICAGO TITLE AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2015 · Amount on File
Deed Sale	Apr 16, 2015 · Amount on File
Deed Document Number	201519164
Prior Transfer Date	Apr 30, 1996
Prior Transfer Doc	0000031619
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	34W269 WHITE THORNE RD, WAYNE, IL 60184-2231
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025325
Date	May 18, 2020
Instrument	2020K025325

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jun 21, 2021
Property Address	34W269 WHITE THORNE RD, WAYNE, IL 60184-2231
Document Number	0000047266
Instrument Date	Jun 15, 2021
Instrument	2021K047266
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34W269 WHITE THOME ROAD, ST CHARLES, IL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34W269 WHITE THOME ROAD, WAYNE, IL 60184

Mortgage

Document Number	0000047267
Date	Jun 21, 2021
Instrument	2021K047267

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	5.75%

March 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KANE IL
Recording Date	Mar 2, 2023
Property Address	34W269 WHITE THORNE RD, WAYNE, IL 60184-2231
Document Number	0000006384
Instrument Date	Jun 15, 2021
Instrument	2023K006384
Record Updated	Aug 29, 2023
Title Company	CHICAGO TITLE AND TRUST COMPANY, CHICAGO TITLE AND TRUST CO

Transaction

Amount	Amount on Record
Tax	$1,695.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34W269 WHITE THORNE RD, WAYNE, IL 60184-2231

Tax Assessment & Valuation

The 2025 property tax bill for 34W269 White Thorne Rd was $35,305 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35,305.00	$488,766 (+8.53%) Land $122,556 Building $366,210	$1,466,885 (+8.53%) Land $367,815 Building $1,099,070
2024		$450,351 Land $112,924 Building $337,427	$1,351,594 Land $338,908 Building $1,012,686
2022	$29,660.00 (+13.9%) Homeowner's exemption	$352,664 (+4.91%) Land $113,715 Building $238,949	$1,057,992 (+4.91%) Land $341,145 Building $716,847
2021	$26,041.00 Homeowner's exemption	$336,159 Land $108,393 Building $227,766	$1,008,477 Land $325,179 Building $683,298

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34W269 White Thorne Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34W269 White Thorne Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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