3497 Discovery Dr, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 3497 Discovery Dr, Punta Gorda, FL 33983

Property Summary

Property Type	Residential Vacant Land
Details	2 ba · built 1983
Lot Size	0.241 acres (10,490 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Dec 2020)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Dec 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`402321488004`

Property Details

APN / Parcel Number

Primary APN	`402321488004`
Alternative APNs	`00848620000001` `10004621558`

Interior

Full Baths	2 Baths
Total Rooms	4 Rooms

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	10,490 sqft (0.241 acres)
View / Lot	Waterfront
Garage Area	441 sqft
Porch	Enclosed Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00848620000001
Street Address	3497 DISCOVERY DR
City	PUNTA GORDA
State	FL
Zip	33983-3541
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RSF3.5
Legal Description	HRBR HTS SEC 9 PART 1 BLK 277 LTS 19 & 20 145/234 499/437 567/398 609/1811 664/1631 2817/1700 3201/1108 4679/1839
Legal Range	23E
Legal Township	40S
Legal Section	21
Legal Subdivision	HRBR HTS
Legal Tract	HBH
Legal Block	277
Legal Lot Number	19,20
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1071
Census Tract	21001

Owner

3497 Discovery Dr, residential vacant land, is owned by two individuals who bought it in December 2020.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	289 OLD WOODS RD, INTERLACHEN, FL 32148-2482
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	Sep 30, 2005 · Amount on File
Deed Document Number	20202884731
Deed Book / Page	4679 / 1839
Prior Transfer Date	Aug 10, 2007
Prior Transfer Doc	0032011108
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 18, 2020
Property Address	3497 DISCOVERY DR, PUNTA GORDA, FL 33983-3541
Document Number	0046791839
Book / Page	004679 / 001839
Instrument Date	Dec 18, 2020
Instrument	2884731
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	FIRST TITLE SOURCE LLC

Transaction

Amount	Amount on Record
Tax	$490.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13306 LITTLE GEM CIR FORT MYERS FL 339137914, FORT MYERS, FL 33913-7914

Tax Assessment & Valuation

The 2025 property tax bill for 3497 Discovery Dr was $1,269, down 39.3% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,269.00 (-39.28%)	$86,020 Land $74,800 Building $11,220	$86,020 Land $74,800 Building $11,220
2024	$2,090.00 (+0.77%)
2023	$2,074.00 (+14.9%)	$68,416 (-11.36%)	$119,840 (+55.27%) Land $110,000 Building $9,840
2022	$1,805.00	$77,180 Land $68,000 Building $9,180	$77,180 Land $68,000 Building $9,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3497 Discovery Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 375 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	375 in force
Nearby Flood Claims	161 (1982–2025)
Claims Outside the SFHA	7 of 161
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 74 claims Hurricane Helene, Sep 2024 · 32 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3497 Discovery Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20