Charlotte County property record for 3492 Discovery Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,114 sqft · built 1961 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $66,000 (Nov 1996) |
| Tax Bill | $2,546 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 402321492008 |
| Primary APN | 402321492008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,114 sqft Living Area |
| Gross Area | 2,720 sqft |
| 1st Floor Area | 2,114 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Built-Up Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Enclosed/Screened Porch |
|---|---|
| Porch Area | 248 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Loading Dock | 51 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00848230000009 |
|---|---|
| Street Address | 3492 DISCOVERY DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-3540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HRBR HTS SEC 9 PART 1 BLK 274 LTS 18 & 19 92/666 DC573/1872 573/1875 DC845/531 1388/439 PR96-789 1498/2114 1498/2123 AG/D1515/2191 2795/102 DEC5030/245 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 21 |
| Legal Subdivision | HRBR HTS |
| Legal Tract | HBH |
| Legal Block | 274 |
| Legal Lot Number | 18,19 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 21001 |
Source: Charlotte County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3492 DISCOVERY DR, PUNTA GORDA, FL 33983-3540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 1996 · Amount on Record |
| Deed Sale | Nov 21, 1996 · Amount on Record |
| Prior Sale | Feb 21, 1995 |
| Deed Book / Page | 1498 / 2123 |
| Prior Transfer Date | Nov 12, 1996 |
| Prior Transfer Doc | 1498002114 |
| Record Updated | Oct 29, 2026 |
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,546.00 (-1.7%) Homeowner's exemption | $134,395 (+5.99%) | $311,904 (+6.36%) Land $74,800 Building $237,104 |
| 2023 | $2,590.00 (+6.28%) Homeowner's exemption | $126,803 (+3%) | $293,263 (-6.25%) Land $110,000 Building $183,263 |
| 2022 | $2,437.00 Homeowner's exemption | $123,110 | $312,799 Land $68,000 Building $244,799 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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