Charlotte County property record for 3436 Discovery Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,040 sqft · built 2001 |
| Lot Size | 0.23 acres (9,999 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Jul 2026) |
| Tax Bill | $2,711 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jul 2026 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 402321492003 |
| Primary APN | 402321492003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 2,144 sqft |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,999 sqft (0.23 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 200 sqft |
| Porch | Patio |
| Porch Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00848180000006 |
|---|---|
| Street Address | 3436 DISCOVERY DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-3540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HARBOUR HEIGHTS SEC 9 PART 1 BLK 274 LTS 7-8 2/3 INT 101/430 398/83 453/390 463/153 523/56&58 PRO73-415(SARA) 1041-800 1041-778 PR25-825-RZ LOA3551158 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 21 |
| Legal Subdivision | HARBOUR HEIGHTS |
| Legal Tract | HBH |
| Legal Block | 274 |
| Legal Lot Number | 7-8 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 21001 |
Source: Charlotte County records, as of October 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 793 JORDAN HILL RD, NEW ALBANY, PA 18833-8774 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Jul 8, 2026 | Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SERVI |
| Jun 26, 2026 | Deed of Distribution, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on Record |
| Deed Sale | Jul 8, 2026 · Amount on Record |
| Deed Document Number | 20263662034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 23, 2026 |
| Property Address | 3436 DISCOVERY DR, PUNTA GORDA, FL 33983-3540 |
| Document Number | 0003686310 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20263686310 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3436 DISCOVERY DR, PUNTA GORDA, FL 33983-3540 |
| Document Number | 0003686310, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 20263686310 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 8, 2026 |
| Property Address | 3436 DISCOVERY DR, PUNTA GORDA, FL 33983-3540 |
| Document Number | 0003662034 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 20263662034 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SERVI |
| Amount | Amount Recorded |
|---|---|
| Tax | $70,700.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 793 JORDAN HILL RD, NEW ALBANY, PA 18833-8774 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 26, 2026 |
| Property Address | 3436 DISCOVERY DR, PUNTA GORDA, FL 33983-3540 |
| Document Number | 0003658568 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 20263658568 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 793 JORDAN HILL RD, NEW ALBANY, PA 18833-8774 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,711.00 (+76.38%) | $145,310 (+5.99%) | $304,258 (+15.54%) Land $74,800 Building $229,458 |
| 2024 | $1,537.00 (-0.07%) | ||
| 2023 | $137,102 (+3%) | $263,333 (+7.12%) Land $110,000 Building $153,333 | |
| 2022 | $1,538.00 Homeowner's exemption | $133,109 | $245,840 Land $68,000 Building $177,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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