Charlotte County property record for 3452 Discovery Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,026 sqft · built 1983 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $361,000 (Jul 2020) |
| Tax Bill | $4,887 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Jul 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-21-492-004 |
| Primary APN | 40-23-21-492-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,026 sqft Living Area |
| Gross Area | 3,003 sqft |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Metal |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Type | Finished |
| Garage Area | 534 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 180 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 235 sqft |
| Deck Area | 208 sqft |
| Patio Area | 208 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Loading Dock | 180 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004621565 |
|---|---|
| Old Parcel Number | 00848190000005 |
| Street Address | 3452 DISCOVERY DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-3540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | HBH 009 0274 0009 HARBOUR HEIGHTS SEC 9 PT 1 BLK 274 LTS 9 10 & 11 605/436 706/168 3706/874 4604/1212 3343362 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 21 |
| Legal Subdivision | HARBOUR HEIGHTS |
| Legal Block | 274 |
| Legal Lot Number | 9 10 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 21001 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3452 DISCOVERY DR, PUNTA GORDA, FL 33983-3540 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 29, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2020 · Amount on Record |
| Deed Sale | Jul 22, 2020 · Amount on Record |
| Prior Sale | Jul 22, 2020 · Amount on Record |
| Deed Document Number | 0046041212 |
| Deed Book / Page | 004604 / 001212 |
| Last Transfer Date | Nov 29, 2023 |
| Transfer Doc | 0003343362 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 29, 2023 |
| Property Address | 3452 DISCOVERY DR, PUNTA GORDA, FL 33983-3540 |
| Document Number | 0003343362 |
| Map Reference | MB 4 PG 38A-38D |
| Instrument Date | Nov 28, 2023 |
| Instrument | 3343362 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3452 DISCOVERY DR, PUNTA GORDA, FL 33983-3540 |
| Name | Verified Name |
|---|---|
| Address | 3452 DISCOVERY DR, PUNTA GORDA, FL 33983-3540 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 22, 2020 |
| Property Address | 3452 DISCOVERY DR, PUNTA GORDA, FL 33983-3540 |
| Document Number | 0046041212 |
| Book / Page | 004604 / 001212 |
| Instrument Date | Jul 21, 2020 |
| Instrument | 2832919 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,527.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3452 DISCOVERY DR PUNTA GORDA FL 339833540, PUNTA GORDA, FL 33983-3540 |
| Document Number | 46041214 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 004604/001214 |
| Instrument | 2832920 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 21, 2035 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,887.00 (-38.35%) Homeowner's exemption | $364,015 (+14.3%) | $319,592 (-14.03%) Land $132,000 Building $187,592 |
| 2023 | $7,927.00 (+15.81%) | $318,469 (-12.11%) | $371,732 (+2.59%) Land $165,000 Building $206,732 |
| 2022 | $6,845.00 | $362,339 Land $102,000 Building $260,339 | $362,339 Land $102,000 Building $260,339 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 375 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 375 in force |
| Nearby Flood Claims | 161 (1982–2025) |
| Claims Outside the SFHA | 7 of 161 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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