3493 Harlequin Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3493 Harlequin Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,746 sqft · built 2007
Lot Size0.191 acres (8,320 sqft)
OwnerCompany Name on Record
Tax Bill$6,066 (2025)
Deeds & MortgagesMay 2018 Transfer
May 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN151135

Property Details

APN / Parcel Number

Primary APN151135
Alternative APN
  • 272630056400012330

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,746 sqft Heated Area
Gross Area3,268 sqft
1st Floor Area2,746 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,320 sqft (0.191 acres)
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area81 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number151135
Street Address3493 HARLEQUIN DR
CitySAINT CLOUD
StateFL
Zip34772-7799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionMALLARD POND PH 2 PB 19 PG 67-72 LOT 233
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PHASE 1 - 3
Legal Phase2
Legal Tract564
Legal Block1
Legal Lot Number233
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2001
Census Tract43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 9, 2018Quit Claim Deed, Transfer
OS NATIONAL LLC
May 17, 2018Loan Modification, Mortgage
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 15, 2015
Deed SaleApr 15, 2015
Prior SaleSep 24, 2013 · Amount on Record
Deed Document Number0047640061
Deed Book / Page004764 / 000061
Last Transfer DateMay 9, 2018
Transfer Doc0053310464
Record UpdatedJun 8, 2026

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMay 9, 2018
Property Address3493 HARLEQUIN DR, SAINT CLOUD, FL 34772-7799
Document Number0053310464
Book / Page005331 / 000464
Instrument DateMay 8, 2018
Instrument74065
Transaction TypeTransfer
Record UpdatedJun 8, 2018
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateMay 17, 2018
Property Address3493 HARLEQUIN DR, SAINT CLOUD, FL 34772-7799
Document Number0053352007
Book / Page005335 / 002007
Instrument DateMay 8, 2018
Instrument78186
Transaction TypeMortgage
Record UpdatedMar 18, 2019
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address345 PARK AVE NEW YORK NY 101540004, NEW YORK, NY 10154-0004

Mortgage

Document Number53352007
DateMay 17, 2018
Book Page005335/002007
Instrument78186
Lender
NameJP MORGAN CHASE BK
TypeBank
Address383 MADISON AVE, NEW YORK, NY 10179-0001
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,066.00 (+11.28%)$338,700 (-2.87%) Land $70,000 Building $268,700$338,700 (-2.87%) Land $70,000 Building $268,700
2023$5,451.00 (+11.68%)$348,700 (+15.2%) Land $60,000 Building $288,700$348,700 (+15.2%) Land $60,000 Building $288,700
2022$4,881.00$302,700 Land $55,000 Building $247,700$302,700 Land $55,000 Building $247,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, CenturyLink.

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