Osceola County property record for 3495 Harlequin Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,251 sqft Living Area |
| Lot Size | 8,537 sqft (0.196 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $257,000 (2020) |
| Tax Bill | $3,600.00 (2024) |
| Primary APN | 27-26-30-0564-0001-2320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,251 sqft Living Area |
| Gross Area | 2,808 sqft Gross Area |
| 1st Floor | 927 sqft 1st Floor |
| Upper Floors | 1,324 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,537 sqft (0.196 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Patio Area | 336 sqft Patio |
| Porch Area | 116 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3495 HARLEQUIN DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7799 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MALLARD POND PH 2 PB 19 PG 67-72 LOT 232 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 27 |
| Legal Subdivision | MALLARD POND PH 2 |
| Legal Phase | 2 |
| Legal Tract | 564 |
| Legal Block | 2320 |
| Legal Lot Number | 232 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 43207 |
Source: Osceola County records · APN 27-26-30-0564-0001-2320
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3495 HARLEQUIN DR, SAINT CLOUD, FL 34772-7799 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Line of Credit POWER FINANCIAL CU |
| Sep 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC |
| Jun 12, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RESIDENTIAL ACCPTNC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on Record |
| Deed Sale | Sep 10, 2020 · Amount on Record |
| Prior Sale | Jun 12, 2017 · Amount on Record |
| Deed Doc Number | 2020120693 |
| Deed Book / Page | 5791 / 79 |
| Prior Transfer Date | Sep 15, 2015 |
| Prior Transfer Doc | 0048561854 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3495 HARLEQUIN DR, SAINT CLOUD, FL 34772-7799 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0063970237 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | 6397/237 |
| Instrument | 2023052462 |
| Name | POWER FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PEMBROKE PINES, FL 33028 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 08, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 10, 2020 |
| Property Address | 3495 HARLEQUIN DR, SAINT CLOUD, FL 34772-7799 |
| Document Number | 0057910079 |
| Book / Page | 5791 / 79 |
| Map Reference | MB 19 PG 67-72 |
| Instrument Date | Sep 04, 2020 |
| Instrument | 2020120693 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,799.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | HC 1 BOX 6887, 6887, SABANA HOYOS XX 688 |
| Name | Verified Name |
|---|---|
| Address | 3495 HARLEQUIN DR, SAINT CLOUD, FL 34772-7799 |
| Document Number | 0000579181 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 5791/81 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 12, 2017 |
| Property Address | 3495 HARLEQUIN DR, SAINT CLOUD, FL 34772-7799 |
| Document Number | 0051620124 |
| Book / Page | 005162 / 000124 |
| Instrument Date | Jun 09, 2017 |
| Instrument | 84795 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 714 BERGENLINE AVE #5 UNION CITY NJ 070872933, 5, UNION CITY, NJ 07087-2933 |
| Document Number | 51620125 |
|---|---|
| Date | Jun 12, 2017 |
| Book Page | 005162/000125 |
| Instrument | 84796 |
| Name | RESIDENTIAL ACCPTNC |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,726.00 (+3.5%) Homeowner's exemption | $251,068 (+5.99%) | $345,600 (+4.66%) Land $70,000 Building $275,600 |
| 2024 | $3,600.00 (+2.65%) | ||
| 2023 | $3,507.00 (+3.6%) Homeowner's exemption | $236,887 (+3%) | $330,200 (+14.61%) Land $60,000 Building $270,200 |
| 2022 | $3,385.00 Homeowner's exemption | $229,988 | $288,100 Land $55,000 Building $233,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 281 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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