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3487 Harlequin Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3487 Harlequin Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,885 sqft · built 2007
Lot Size0.191 acres (8,319 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Jul 2010)
Tax Bill$3,789 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-26-30-0564-0001-2360

Property Details

APN / Parcel Number

Primary APN27-26-30-0564-0001-2360
Alternative APNs
  • 263027056400012360
  • 151138

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,885 sqft Living Area
Gross Area3,421 sqft
1st Floor Area1,285 sqft
Upper Floors Area1,600 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,319 sqft (0.191 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area95 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3487 HARLEQUIN DR
CitySAINT CLOUD
StateFL
Zip34772-7799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionMALLARD POND PH 2 PB 19 PG 67-72 LOT 236
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 2
Legal Phase2
Legal Tract564
Legal Block2360
Legal Lot Number236
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2001
Census Tract43207

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3487 HARLEQUIN DR, SAINT CLOUD, FL 34772-7799
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2010 · Amount on Record
Deed SaleJul 26, 2010 · Amount on Record
Prior SaleAug 29, 2007 · Amount on Record
Deed Document Number2010106649
Deed Book / Page4013 / 196
Last Transfer DateMay 21, 2019
Transfer Doc0055330908
Record UpdatedJun 8, 2026

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMay 31, 2019
Property Address3487 HARLEQUIN DR, SAINT CLOUD, FL 34772-7799
Document Number0055330908
Book / Page005533 / 000908
Instrument DateMay 21, 2019
Instrument70316
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyCITY TITLE, CITY TITLE SVCS

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address34877 HARLEQUIN D ST CLOUD FL 34772, ST CLOUD, FL 34772

Mortgage

Document Number55330910
DateMay 31, 2019
Book Page005533/000910
Instrument70317
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 30, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,789.00 (+3.5%) Homeowner's exemption$254,595 (+5.99%)$336,000 (-2.75%) Land $70,000 Building $266,000
2024$3,661.00 (+2.64%)
2023$3,567.00 (+3.6%) Homeowner's exemption$240,214 (+3%)$345,500 (+15.21%) Land $60,000 Building $285,500
2022$3,443.00 Homeowner's exemption$233,218$299,900 Land $55,000 Building $244,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, CenturyLink.

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