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3497 Harlequin Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3497 Harlequin Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,327 sqft · built 2007
Lot Size0.182 acres (7,927 sqft)
OwnerCompany Name on File
Last Sale$265,000 (Jan 2022)
Tax Bill$4,806 (2025)
Deeds & MortgagesJan 2022 Transfer
Jan 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-26-30-0564-0001-2310

Property Details

APN / Parcel Number

Primary APN27-26-30-0564-0001-2310
Alternative APNs
  • 263027056400012310
  • 151133

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,327 sqft Living Area
Gross Area1,909 sqft
1st Floor Area1,327 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,927 sqft (0.182 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area141 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3497 HARLEQUIN DR
CitySAINT CLOUD
StateFL
Zip34772-7799
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionMALLARD POND PH 2 PB 19 PG 67-72 LOT 231
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 2
Legal Phase2
Legal Tract564
Legal Block2310
Legal Lot Number231
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2001
Census Tract43207

Owner

Source: Osceola County records · APN 27-26-30-0564-0001-2310

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 701094, SAINT CLOUD, FL 34770-1094
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jan 04, 2022Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
May 02, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 04, 2022 · Amount on Record
Deed SaleJan 04, 2022 · Amount on Record
Prior SaleMay 02, 2017 · Amount on Record
Deed Document Number20221648
Deed Book / Page6122 / 137
Prior Transfer DateMar 12, 2015
Prior Transfer Doc0047501944
Record UpdatedJun 08, 2026

January 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 18, 2022
Property Address3497 HARLEQUIN DR, SAINT CLOUD, FL 34772-7799
Document Number0061302598
Book / Page6130 / 2598
Map ReferenceMB 19 PG 67-72
Instrument DateJan 18, 2022
Instrument2022008818
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3398 WAUSEON DR, 3398, SAINT CLOUD, FL 34772-8972

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 701094, SAINT CLOUD, FL 34770-1094

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 04, 2022
Property Address3497 HARLEQUIN DR, SAINT CLOUD, FL 34772-7799
Document Number0061220137
Book / Page6122 / 137
Map ReferenceMB 19 PG 67-72
Instrument DateDec 31, 2021
Instrument2022001648
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 701094, SAINT CLOUD, FL 34770-1094

Transferred To (Grantee/Buyer)

NameVerified Name
Address3398 WAUSEON DR, SAINT CLOUD, FL 34772-8972
InvestorPossibly a Property Investor

Mortgage

Document Number0006122138
DateJan 04, 2022
Instrument6122/138
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 01, 2042

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMay 02, 2017
Property Address3497 HARLEQUIN DR, SAINT CLOUD, FL 34772-7799
Document Number0051410230
Book / Page005141 / 000230
Instrument DateApr 27, 2017
Instrument64611
Transaction TypeTransfer
Record UpdatedJun 26, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,312.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 701094 ST CLOUD FL 347701094, ST CLOUD, FL 34770-1094

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,806.00 (+0.25%)$268,300 (+5.63%) Land $70,000 Building $198,300$268,300 (+5.63%) Land $70,000 Building $198,300
2024$4,794.00 (+4.72%)
2023$4,578.00 (+14.54%)$254,000 (+14.62%) Land $60,000 Building $194,000$254,000 (+14.62%) Land $60,000 Building $194,000
2022$3,997.00$221,600 Land $55,000 Building $166,600$221,600 Land $55,000 Building $166,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Wildfire

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Lumen Technologies.

Based on FCC filings for 166 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3491373, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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