3490 Plum Point Dr E, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3490 Plum Point Dr E, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,984 sqft · built 1991
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on Record
Tax Bill	$3,345 (2025)
Deeds & Mortgages	Jul 2015 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-07-8-27-05-0-00057-00`

Property Details

APN / Parcel Number

Primary APN	`1-07-8-27-05-0-00057-00`

Interior

Bedrooms	4 Beds
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,984 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	67,518 sqft (1.55 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Pool Area	512 sqft

Location & Zoning

Street Address	3490 PLUM POINT DR E
City	OLIVE BRANCH
State	MS
Zip	38654-7934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	WHITTEN PLACE S-D SEC C LOT 57
Legal Range	07
Legal Township	01
Legal Section	27
Legal Subdivision	WHITTEN PLACE S-D
Legal Lot Number	57
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	2
Census Block	2014
Census Tract	70524

Owner

Source: DeSoto County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3490 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2015	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 22, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 22, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025
Deed Sale	Oct 22, 2025
Deed Document Number	0102520253
Deed Book / Page	1025 / 20253
Record Updated	Jun 8, 2026

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3490 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
Transaction Type	Mortgage
Record Updated	Feb 4, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004015/590
Date	Jul 24, 2015
Book Page	4015/590

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2030

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3490 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 CARMEL CV, COLLIERVILLE, TN 38017-1359

Mortgage

Document Number	5662/109671
Date	Oct 22, 2025
Book Page	5662/109671

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 22, 2025
Property Address	3490 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
Document Number	1025/20253
Book / Page	1025 / 20253
Map Reference	MB 28 PG 25
Instrument Date	Oct 9, 2025
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2460 OAK CREEK DR, HERNANDO, MS 38632-6678

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3490 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934

Mortgage

Document Number	5662109671
Date	Oct 22, 2025
Instrument	5662/109671

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,345.00 (+20.5%)	$30,082 (+41.55%) Land $2,800 Building $27,282	$300,823 (+41.55%) Land $28,000 Building $272,823
2023	$2,776.00	$21,252	$212,523 Land $28,000 Building $184,523

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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