3460 Plum Point Dr E, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3460 Plum Point Dr E, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,000 sqft · built 1991
Lot Size	1.55 acres (67,954 sqft)
Owner	Individual Name on Record
Tax Bill	$3,960 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-07-8-27-05-0-00058-00`

Property Details

APN / Parcel Number

Primary APN	`1-07-8-27-05-0-00058-00`

Interior

Bedrooms	4 Beds
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,000 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	67,954 sqft (1.55 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3460 PLUM POINT DR E
City	OLIVE BRANCH
State	MS
Zip	38654-7934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	WHITTEN PLACE S-D SEC C LOT 58
Legal Range	07
Legal Township	01
Legal Section	27
Legal Subdivision	WHITTEN PLACE S-D
Legal Lot Number	58
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	2
Census Block	2014
Census Tract	70524

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3460 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 2, 2018	Deed of Trust, Mortgage · FHA Mortgage EAGLE BANK & TRUST CO
Apr 20, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY MORTGAGE
Apr 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 4, 2018	Deed, Transfer REALITY TITLE, REALTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2018
Deed Sale	May 4, 2018
Deed Document Number	W00855-00263
Deed Book / Page	0855 / 263
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3460 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934

Mortgage

Document Number	5662/109376
Date	Oct 22, 2025
Book Page	5662/109376

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3460 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004533/466
Date	May 2, 2018
Book Page	4533/466
Instrument	T04533-00466

Lender

Name	EAGLE BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3460 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004526/782
Date	Apr 20, 2018
Book Page	4526/782
Instrument	T04526-00782

Lender

Name	COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3460 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934

Mortgage

Document Number	005219/566
Date	Apr 22, 2021
Book Page	5219/566

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2048

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	May 4, 2018
Property Address	3460 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
Document Number	000855/263
Book / Page	0855 / 263
Map Reference	PB 28 PG 25-27
Instrument Date	May 1, 2018
Instrument	W00855-00263
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5887 SAVANNAH PKWY, 5887, SOUTHAVEN, MS 38672-7526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3460 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,960.00 (+18.1%)	$35,155 (+39.31%) Land $2,800 Building $32,355	$351,549 (+39.31%) Land $28,000 Building $323,549
2023	$3,353.00	$25,235	$252,346 Land $28,000 Building $224,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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