3420 Plum Point Dr E, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3420 Plum Point Dr E, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,130 sqft · built 1990
Lot Size1.66 acres (72,310 sqft)
Owner2 Individual Names on File
Last Sale$258,000 (Jul 2020)
Tax Bill$3,105 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
Oct 2022 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1-07-8-27-05-0-00059-00

Property Details

APN / Parcel Number

Primary APN1-07-8-27-05-0-00059-00

Interior

Bedrooms4 Beds
Total Rooms10 Rooms
Stories2 Stories
Building Area3,130 sqft Adjusted Area
1st Floor Area1,546 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Construction TypeBrick
Roof TypeGable
Roof MaterialShingle
Lot Area72,310 sqft (1.66 acres)

Location & Zoning

Street Address3420 PLUM POINT DR E
CityOLIVE BRANCH
StateMS
Zip38654-7934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeER
Legal DescriptionWHITTEN PLACE S-D SEC C LOT 59
Legal Range007
Legal Township01S
Legal Section27
Legal SubdivisionWHITTEN PLACE S-D
Legal Lot Number59
JurisdictionDESOTO MS
Township / Civil Division2
Census Block Group2
Census Block2014
Census Tract70524

Owner

Source: DeSoto County records · APN 1-07-8-27-05-0-00059-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3420 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 28, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Jul 06, 2020Warranty Deed, Transfer · Conventional Mortgage
CME LENDING GROUP LLC
Mar 03, 2017Administrator's Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 06, 2020 · Amount on Record
Deed SaleJul 06, 2020 · Amount on Record
Deed Book / Page924 / 511
Prior Transfer DateJan 25, 2017
Prior Transfer Doc000816/582
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3420 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934

Mortgage

Document NumberDKT5663/12771
DateFeb 09, 2026
Book PageDK T 5663/12771
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 01, 2046

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address3420 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934

Mortgage

Document Number0005626/15
DateOct 28, 2022
Book Page5626/15
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2037

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJul 06, 2020
Property Address3420 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
Document Number000924/511
Book / Page924 / 511
Map ReferenceMB 28 PG 25-27
Instrument DateJun 30, 2020
Transaction TypeTransfer
Record UpdatedNov 30, 2022
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3420 PLUM POINT DR E, 3420, OLIVE BRANCH, MS 38654-7934

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3420 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934

Mortgage

Document Number0004983665
DateJul 06, 2020
Instrument4983/665
Lender
NameCME LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

March 2017: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionDESOTO MS
Recording DateMar 03, 2017
Property Address3420 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934
Document Number000816/582
Book / Page0816 / 582
Map ReferencePL MB 28 PG 25-27
Instrument DateJan 25, 2017
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3420 PLUM POINT DR E, 3420, OLIVE BRANCH, MS 38654-7934

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7934

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalitySouthaven City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,105.00 (+17.88%)$28,102 (+38.62%) Land $2,800 Building $25,302$281,017 (+38.62%) Land $28,000 Building $253,017
2023$2,634.00$20,272$202,720 Land $28,000 Building $174,720

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Telapex
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 89 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OLIVE BRANCH
serves 54,025 people
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2010
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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