3520 Plum Point Dr E, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3520 Plum Point Dr E, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,232 sqft · built 1990
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on Record
Tax Bill	$793 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-07-8-27-05-0-00056-00`

Property Details

APN / Parcel Number

Primary APN	`1-07-8-27-05-0-00056-00`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,232 sqft Adjusted Area
1st Floor Area	1,854 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	67,082 sqft (1.54 acres)

Location & Zoning

Street Address	3520 PLUM POINT DR E
City	OLIVE BRANCH
State	MS
Zip	38654-7941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER
Legal Description	WHITTEN PLACE S-D SEC C LOT 56
Legal Range	007
Legal Township	01S
Legal Section	27
Legal Subdivision	WHITTEN PLACE S-D
Legal Lot Number	56
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	2
Census Block	2014
Census Tract	70524

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3520 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Jul 25, 2024	Intrafamily Transfer, Transfer
Apr 5, 2023	Transfer on Death Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 4, 2023
Transfer Doc	01023/5280
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3520 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7941
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7941

Mortgage

Document Number	5662/116822
Date	Nov 10, 2025
Book Page	5662/116822

Lender

Name	CADENCE BANK NA
Type	Bank
Address	OLIVE BRANCH, MS 38654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 26, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Jul 25, 2024
Property Address	3520 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7941
Document Number	1024/13197
Book / Page	1024 / 13197
Map Reference	MB 28 PG 25-27
Instrument Date	Jul 25, 2024
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3520 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7941

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3520 PLUM POINT DR E, MINERAL WELLS, MS 38654-7941

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 5, 2023
Property Address	3520 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7941
Document Number	01023/5280
Book / Page	1023 / 5280
Map Reference	MB 28 PG 25-27
Instrument Date	Apr 4, 2023
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3520 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7941

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3520 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7941

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$793.00 (-16.26%)	$14,044 (-) Land $2,800 Building $11,244	$140,442 (-) Land $28,000 Building $112,442
2023	$947.00	$14,044	$140,442 Land $28,000 Building $112,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 83% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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