3485 Eldean Rd, Covington, OH 45318 Property Records

Miami County property record for 3485 Eldean Rd, Covington, OH 45318 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1975
Square Footage	2,180 sqft Living Area
Lot Size	31,625 sqft (0.726 acres)
Occupancy	Owner Occupied
Last Sale	$149,900 (1995)
Tax Bill	$2,563.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C06-081166`
Alternative APNs	`070512.1-01-001-00` `C06CC014A00100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,180 sqft Living Area
1st Floor	2,680 sqft 1st Floor
Upper Floors	840 sqft Upper Floors
Basement Area	1,016 sqft Basement
Unfinished Basement	1,016 sqft Unfinished
Family Room	Family Room
Stories	2 Stories

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1975
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	31,625 sqft (0.726 acres)
Depth X Width	250 ft x 126 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Area	1,080 sqft Garage
Deck Area	160 sqft Deck
Patio Area	160 sqft Patio
Porch Area	335 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	HVAC Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	3485 ELDEAN RD
City	COVINGTON
State	OH
Zip	45318-8959
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	5-7-12 LOT 33 WASHINGTON RD HOMELAWN #2
Legal Range	05
Legal Township	07
Legal Section	12
Legal Subdivision	WASHINGTON RD HOMELAWN #2
Legal Lot Number	33
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	5
Census Block	5005
Census Tract	365002

Owner

Source: Miami County records · APN C06-081166

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3485 ELDEAN RD, COVINGTON, OH 45318-8959
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 1995 · Amount on Record
Deed Sale	Nov 20, 1995 · Amount on Record
Last Transfer Date	Jan 21, 2021
Transfer Doc	0000001460
Record Refreshed	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	3485 ELDEAN RD, COVINGTON, OH 45318-8959
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012740
Date	Oct 28, 2019
Instrument	2019OR-12740

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 16, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,563.00 (+7.37%) Homeowner's exemption	$74,590 (+24.05%) Land $11,520 Building $63,070	$213,100 (+24.04%) Land $32,900 Building $180,200
2024	$2,387.00 (+2.1%)	$60,130 (-) Land $12,460 Building $47,670
2023	$2,338.00 (+16.43%)	$60,130 (-) Land $12,460 Building $47,670	$171,800 (-) Land $35,600 Building $136,200
2022	$2,008.00	$60,130 Land $12,460 Building $47,670	$171,800 Land $35,600 Building $136,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 10% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.