3285 Eldean Rd, Covington, OH 45318 Property Records

Miami County property record for 3285 Eldean Rd, Covington, OH 45318 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1977
Square Footage1,340 sqft Living Area
Lot Size31,233 sqft (0.717 acres)
OccupancyOwner Occupied
Last Sale$99,500 (1993)
Tax Bill$1,804.00 (2025)

Property Details

APN / Parcel Number

Primary APNC06-081158
Alternative APNs
  • 070512.1-01-009-00
  • C06CC014A00900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,340 sqft Living Area
1st Floor2,680 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleConventional Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeFrame Construction
Lot Area31,233 sqft (0.717 acres)
Depth X Width250 ft x 125 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area696 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area100 sqft Shed
Patio Area108 sqft Patio
Porch1 Porch
Porch Area288 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Street Address3285 ELDEAN RD
CityCOVINGTON
StateOH
Zip45318-8960
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description5-7-12 LOT 25 WASHINGTON HOMELAWN #2
Legal Range05
Legal Township07
Legal Section12
Legal SubdivisionWASHINGTON HOMELAWN #2
Legal Lot Number25
JurisdictionMIAMI OH
Minor Civil DivisionCONCORD
Census Blockgroup5
Census Block5005
Census Tract365002

Owner

Source: Miami County records · APN C06-081158

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3285 ELDEAN RD, COVINGTON, OH 45318-8960
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
May 04, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Mar 21, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK/WSTN OH

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 1993 · Amount on Record
Deed SaleJul 16, 1993 · Amount on Record
Record RefreshedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address3285 ELDEAN RD, COVINGTON, OH 45318-8960
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005389
DateMay 04, 2018
Instrument2018OR-05389
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 01, 2028
Interest
Rate TypeFixed Rate

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address3285 ELDEAN RD, COVINGTON, OH 45318-8960
Document Number0000005390
Instrument DateMar 21, 2018
Transaction TypeMortgage
Record UpdatedMay 16, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3285 ELDEAN RD COVINGTON OH 453188960, COVINGTON, OH 45318-8960

Mortgage

Document Number0000005390
DateMay 04, 2018
Instrument5390
Lender
NameFIFTH THIRD BK/WSTN OH
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 03, 2048

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,804.00 (-8.19%) Homeowner's exemption$73,540 (+21.8%) Land $11,480 Building $62,060$210,100 (+21.8%) Land $32,800 Building $177,300
2024$1,965.00 (+0.82%) Homeowner's exemption$60,380 (-) Land $12,430 Building $47,950
2023$1,949.00 (+16.01%) Homeowner's exemption$60,380 (-) Land $12,430 Building $47,950$172,500 (-) Land $35,500 Building $137,000
2022$1,680.00 Homeowner's exemption$60,380 Land $12,430 Building $47,950$172,500 Land $35,500 Building $137,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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