Miami County property record for 3365 Eldean Rd, Covington, OH 45318 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1986 |
| Square Footage | 2,744 sqft Living Area |
| Lot Size | 31,250 sqft (0.717 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $455,000 (2024) |
| Tax Bill | $4,199.00 (2025) |
| Primary APN | C06-081161 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,744 sqft Living Area |
| 1st Floor | 3,720 sqft 1st Floor |
| Upper Floors | 884 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Lot Area | 31,250 sqft (0.717 acres) |
| Depth X Width | 250 ft x 125 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 696 sqft Garage |
| Pool Area | 752 sqft Pool |
|---|---|
| Deck Area | 544 sqft Deck |
| Patio Area | 140 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 196 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 3365 ELDEAN RD |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-9757 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 5-7-12 LOT 28 WASH HOMELAWN #2 |
| Legal Range | 05 |
| Legal Township | 07 |
| Legal Section | 12 |
| Legal Subdivision | WASH HOMELAWN #2 |
| Legal Lot Number | 28 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 5 |
| Census Block | 5005 |
| Census Tract | 365002 |
Source: Miami County records · APN C06-081161
Assessment roll updated March 6, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3365 ELDEAN RD, COVINGTON, OH 45318-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 26, 2023 | Deed of Trust, Mortgage · Line of Credit THE TWIN VALLEY BANK |
| Jul 26, 2021 | Warranty Deed, Transfer HOME SERVICES TITLE LLC |
| Oct 10, 2017 | Deed of Trust, Mortgage · Line of Credit WRIGHTPATT CU INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2024 · Amount on Record |
| Deed Sale | Jun 17, 2024 · Amount on Record |
| Prior Sale | Jul 26, 2021 · Amount on Record |
| Deed Doc Number | 20245929 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 3365 ELDEAN RD, COVINGTON, OH 45318-9757 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3365 ELDEAN RD, COVINGTON, OH 45318-9757 |
| Document Number | 0000001846 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 2026OR-01846 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | 2800 TAMARACK RD, OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 3365 ELDEAN RD, COVINGTON, OH 45318-9757 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3365 ELDEAN RD, COVINGTON, OH 45318-9757 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008015 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2023OR-08015 |
| Name | THE TWIN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WEST ALEXANDRIA, OH 45381 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 26, 2021 |
| Property Address | 3365 ELDEAN RD, COVINGTON, OH 45318-9757 |
| Document Number | 0000012947 |
| Map Reference | MB 10 PG 72 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 2021OR-12947 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Title Company | HOME SERVICES TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3365 ELDEAN RD, COVINGTON, OH 45318-9757 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 3365 ELDEAN RD, COVINGTON, OH 45318-9757 |
| Document Number | 0000013804 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3365 ELDEAN RD COVINGTON OH 453189757, COVINGTON, OH 45318-9757 |
| Document Number | 0000013804 |
|---|---|
| Date | Nov 08, 2017 |
| Instrument | 13804 |
| Name | WRIGHTPATT CU INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,199.00 (+7.42%) Homeowner's exemption | $117,640 (+17.18%) Land $11,480 Building $106,160 | $336,100 (+17.19%) Land $32,800 Building $303,300 |
| 2024 | $3,909.00 (+2.04%) Homeowner's exemption | $100,390 (-) Land $12,430 Building $87,960 | |
| 2023 | $3,831.00 (+16.94%) Homeowner's exemption | $100,390 (-) Land $12,430 Building $87,960 | $286,800 (-) Land $35,500 Building $251,300 |
| 2022 | $3,276.00 Homeowner's exemption | $100,390 Land $12,430 Building $87,960 | $286,800 Land $35,500 Building $251,300 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 10% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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