Miami County property record for 3405 Eldean Rd, Covington, OH 45318 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,542 sqft Living Area |
| Lot Size | 31,233 sqft (0.717 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $184,900 (2017) |
| Tax Bill | $3,262.00 (2025) |
| Primary APN | C06-081163 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,542 sqft Living Area |
| 1st Floor | 1,542 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Lot Area | 31,233 sqft (0.717 acres) |
| Depth X Width | 250 ft x 125 ft Depth x Width |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,505 sqft Garage |
| Patio Area | 288 sqft Patio |
| Porch | Open Porch |
| Porch Area | 84 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Old Parcel Number | C06CC014A00400 |
|---|---|
| Street Address | 3405 ELDEAN RD |
| City | COVINGTON |
| State | OH |
| Zip | 45318-8959 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 5-7-12 LOT 30 WASH HOMELAWN #2 |
| Legal Range | 07 |
| Legal Township | 05 |
| Legal Section | 12 |
| Legal Subdivision | WASH HOMELAWN #2 |
| Legal Lot Number | 30 |
| Jurisdiction | MIAMI OH |
| Minor Civil Division | CONCORD |
| Census Blockgroup | 5 |
| Census Block | 5005 |
| Census Tract | 365002 |
Source: Miami County records · APN C06-081163
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3405 ELDEAN RD, COVINGTON, OH 45318-8959 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| May 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2017 · Amount on Record |
| Deed Sale | May 10, 2017 · Amount on Record |
| Prior Sale | May 17, 2005 |
| Deed Doc Number | 866 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 3405 ELDEAN RD, COVINGTON, OH 45318-8959 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004857 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021OR-04857 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 10, 2017 |
| Property Address | 3405 ELDEAN RD, COVINGTON, OH 45318-8959 |
| Document Number | 0000005623 |
| Instrument Date | May 01, 2017 |
| Instrument | 2017OR-05623 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.80 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3405 ELDEAN RD, COVINGTON, OH 45318-8959 |
| Document Number | 0000005624 |
|---|---|
| Date | May 10, 2017 |
| Instrument | 2017OR-05624 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,262.00 (+5.87%) Homeowner's exemption | $91,350 (+15.17%) Land $11,480 Building $79,870 | $261,000 (+15.18%) Land $32,800 Building $228,200 |
| 2024 | $3,081.00 (+2.05%) Homeowner's exemption | $79,320 (-) Land $12,430 Building $66,890 | |
| 2023 | $3,019.00 (+16.97%) Homeowner's exemption | $79,320 (-) Land $12,430 Building $66,890 | $226,600 (-) Land $35,500 Building $191,100 |
| 2022 | $2,581.00 Homeowner's exemption | $79,320 Land $12,430 Building $66,890 | $226,600 Land $35,500 Building $191,100 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 2% of the US · above 10% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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