Island County property record for 3484 E Harbor Rd, Langley, WA 98260
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.75 ba · 2,283 sqft · built 1968 |
| Lot Size | 0.412 acres (17,957 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,230 (Sep 2013) |
| Tax Bill | $4,432 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S8090-03-00213-0 |
| Primary APN | S8090-03-00213-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,283 sqft Living Area |
| Gross Area | 2,763 sqft |
| 1st Floor Area | 1,179 sqft |
| Upper Floors Area | 392 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 17,957 sqft (0.412 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Porch |
| Porch Area | 823 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3484 E HARBOR RD |
|---|---|
| City | LANGLEY |
| State | WA |
| Zip | 98260-9676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA BCH 3 LOTS 213 & 214 |
| Legal Subdivision | SARATOGA BCH 3 |
| Legal Lot Number | 213-2 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | SOUTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 971900 |
Source: Island County assessment roll, APN S8090-03-00213-0, as of October 20, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3484 E HARBOR RD, LANGLEY, WA 98260-9676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 05, 2013 · Amount on Record |
| Deed Sale | Sep 05, 2013 · Amount on Record |
| Deed Document Number | 20134347547 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 3484 E HARBOR RD, LANGLEY, WA 98260-9676 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3484 E HARBOR RD, LANGLEY, WA 98260-9676 |
| Document Number | 0004594308 |
|---|---|
| Date | Dec 08, 2025 |
| Instrument | 4594308 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Type Change Date | Jan 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.9% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 3484 E HARBOR RD, LANGLEY, WA 98260-9676 |
| Document Number | 0004453404 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3484 E HARBOR RD LANGLEY WA 982609676, LANGLEY, WA 98260-9676 |
| Document Number | 0004453404 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 4453404 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 14, 2033 |
Source: Island County assessment roll as of October 20, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,432.00 (+21.86%) | $592,930 (-7.56%) Land $240,000 Building $352,930 | $592,930 (-7.56%) Land $240,000 Building $352,930 |
| 2023 | $3,637.00 | $641,410 (+18.54%) Land $280,000 Building $361,410 | $641,410 (+18.54%) Land $280,000 Building $361,410 |
| 2022 | $541,089 Land $210,000 Building $331,089 | $541,089 Land $210,000 Building $331,089 |
Source: FEMA National Flood Hazard Layer, Island County (53029C), as of June 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530299719002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 9 (1996–2023) |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 78 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Abound Ventures Fiber | 1,000 / 1,000 |
Source: EPA Safe Drinking Water Information System, water system WA5376240, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SARATOGA BEACH OWNERS ASSN private · serves 425 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures