3495 E Harbor Rd, Langley, WA 98260 Property Records

Island County property record for 3495 E Harbor Rd, Langley, WA 98260 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 1979
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on File
Last Sale	$367,500 (Jan 2021)
Tax Bill	$3,013 (2023)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S8090-03-00278-0`

Property Details

APN / Parcel Number

Primary APN	`S8090-03-00278-0`
Alternative APN	`374945`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Basement
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	440 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	374945
Street Address	3495 E HARBOR RD
City	LANGLEY
State	WA
Zip	98260-9676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARATOGA BCH 3 LOT 278
Legal Subdivision	SARATOGA BCH 3
Legal Lot Number	278
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2017
Census Tract	971900

Owner

Source: Island County records · APN S8090-03-00278-0

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5850 PANORAMA DR, FREELAND, WA 98249-9438
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Jun 16, 2005 · Amount on Record
Deed Document Number	4509493
Record Updated	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jan 29, 2021
Property Address	3495 E HARBOR RD, LANGLEY, WA 98260-9676
Document Number	0004509493
Map Reference	VOL 7 PG 67&68
Instrument Date	Jan 02, 2021
Instrument	4509493
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	LAND T&E OF ISLAND CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,885.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5850 PANORAMA DR, FREELAND, WA 98249-9438

Mortgage

Document Number	0004509494
Date	Jan 29, 2021
Instrument	4509494

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Island County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$463,938 (-8.21%) Land $245,000 Building $218,938	$463,938 (-8.21%) Land $245,000 Building $218,938
2023	$3,013.00	$505,448 (+13.05%) Land $280,000 Building $225,448	$505,448 (+13.05%) Land $280,000 Building $225,448
2022		$447,094 Land $240,000 Building $207,094	$447,094 Land $240,000 Building $207,094

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Island County (53029C), updated June 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530299719002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (1996–2023)
Most Recent Claim	Feb 2023, other causes
Claims By Storm	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Abound Ventures	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.