3478 E Harbor Rd, Langley, WA 98260 Property Records

Island County property record for 3478 E Harbor Rd, Langley, WA 98260

Property Summary

Property Type	Mobile Home
Details	1,026 sqft · built 2007
Owner	2 Owner Names on File
Last Sale	$257,000 (Oct 2007)
Tax Bill	$1,234 (2023)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S8090-03-00212-0`

Property Details

APN / Parcel Number

Primary APN	`S8090-03-00212-0`
Alternative APN	`374311`

Interior

Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Aluminum
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	135 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	374311
Street Address	3478 E HARBOR RD
City	LANGLEY
State	WA
Zip	98260-9676
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	10
Legal Description	SARATOGA BCH 3 LOT 212
Legal Subdivision	SARATOGA BCH 3
Legal Lot Number	212
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2015
Census Tract	971900

Owner

Source: Island County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	PO BOX 314, LANGLEY, WA 98260-0314
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 10, 2007 · Amount on Record
Deed Sale	Oct 10, 2007 · Amount on Record
Prior Sale	Sep 12, 2005 · Amount on Record
Deed Document Number	4213924
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	3478 E HARBOR RD, LANGLEY, WA 98260-9676
Document Number	0004418130
Instrument Date	Feb 15, 2017
Transaction Type	Mortgage
Record Updated	Mar 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3478 E HARBOR RD LANGLEY WA 982609676, LANGLEY, WA 98260-9676

Mortgage

Document Number	0004418130
Date	Mar 3, 2017
Instrument	4418130

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Mar 2, 2095

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$391,541 (-0.95%) Land $310,000 Building $81,541	$391,541 (-0.95%) Land $310,000 Building $81,541
2023	$1,234.00 Senior Citizen's exemption	$395,316 (+9.76%) Land $310,000 Building $85,316	$395,316 (+9.76%) Land $310,000 Building $85,316
2022		$360,160 Land $280,000 Building $80,160	$360,160 Land $280,000 Building $80,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	9 (1996–2023)
Most Recent Claim	Feb 2023 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARATOGA BEACH OWNERS ASSN private · serves 425 people · EPA ID WA5376240
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Abound Ventures Fiber	1,000 / 1,000