Island County property record for 3439 E Harbor Rd, Langley, WA 98260
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,160 sqft · built 2025 |
| Lot Size | 0.264 acres (11,487 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Mar 2023) |
| Tax Bill | $1,194 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S8090-03-00287-0 |
| Primary APN | S8090-03-00287-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,487 sqft (0.264 acres) |
| Porch | Open Porch |
| Sewer | Septic |
|---|
| Street Address | 3439 E HARBOR RD |
|---|---|
| City | LANGLEY |
| State | WA |
| Zip | 98260-9676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | SARATOGA BEACH - 3,S LOT 286 & 287,S BLK 00;S LOT COMB 327/23 AF 4569511S LOT COMB 327/23 AF 4569511 |
| Legal Subdivision | SARATOGA BEACH - 3,S |
| Legal Tract | 287 |
| Legal Lot Number | 287 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | SOUTH WHIDBEY ISLAND |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 971900 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3919 SOUTHVIEW DR, SAN DIEGO, CA 92117-5346 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE |
| Dec 5, 2024 | Deed of Trust, Mortgage ADRIANUS J VAN DE VEN SEPARATE PROPERTY |
| Mar 20, 2023 | Warranty Deed, Transfer LAND TITLE AND ESCROW, LAND TITLE & ESCROW |
| Jan 18, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jul 24, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on Record |
| Deed Sale | Mar 20, 2023 · Amount on Record |
| Deed Document Number | 20234557874 |
| Prior Transfer Date | Jan 9, 2023 |
| Prior Transfer Doc | 0004555775 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jul 6, 2026 |
| Property Address | 3439 E HARBOR RD, LANGLEY, WA 98260 |
| Document Number | 0004602655 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 20264602655 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 3919 SOUTHVIEW DR, SAN DIEGO, CA 92117-5346 |
| Document Number | 0004602655, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 20264602655 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 3439 E HARBOR RD, LANGLEY, WA 98260 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3919 SOUTHVIEW DR, SAN DIEGO, CA 92117-5346 |
| Investor | Possibly a Property Investor |
| Document Number | 0004580051 |
|---|---|
| Date | Dec 5, 2024 |
| Instrument | 4580051 |
| Name | ADRIANUS J VAN DE VEN SEPARATE PROPERTY |
|---|---|
| Type | Private Party |
| Address | 3411 VIA MONTEVERDE, ENCINITAS, CA 92024 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Mar 20, 2023 |
| Property Address | 3439 E HARBOR RD, LANGLEY, WA 98260 |
| Document Number | 0004557874 |
| Map Reference | VOL 7 PG 67&68 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 4557874 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | LAND TITLE AND ESCROW, LAND TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,845.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jan 18, 2023 |
| Property Address | 3439 E HARBOR RD, LANGLEY, WA 98260 |
| Document Number | 0004555775 |
| Map Reference | VOL 7 PG 67&68 |
| Instrument Date | Jan 9, 2023 |
| Instrument | 4555775 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Jul 24, 2018 |
| Property Address | LANGLEY, WA 98260 |
| Document Number | 0004448587 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 4448587 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | South Whidbey School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,194.00 (+75.85%) | ||
| 2025 | $679.00 (+26.92%) | $146,906 (+98.52%) Land $130,500 Building $16,406 | $146,906 (+98.52%) Land $130,500 Building $16,406 |
| 2023 | $535.00 | $74,000 (-) Land $70,000 Building $4,000 | $74,000 (-) Land $70,000 Building $4,000 |
| 2022 | $74,000 Land $70,000 Building $4,000 | $74,000 Land $70,000 Building $4,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 9 (1996–2023) |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARATOGA BEACH OWNERS ASSN private · serves 425 people · EPA ID WA5376240 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Whidbey Telephone Fiber | 1,000 / 1,000 |
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