3482 High Rdg Rd, Lima, OH 45805 Property Records

Allen County property record for 3482 High Rdg Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,018 sqft · built 1973
Lot Size	0.451 acres (19,646 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Oct 2018)
Tax Bill	$4,324 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-0904-02-007.000`

Property Details

APN / Parcel Number

Primary APN	`46-0904-02-007.000`
Alternative APN	`L3546090402007000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,018 sqft Living Area
Gross Area	4,250 sqft
1st Floor Area	1,578 sqft
Upper Floors Area	960 sqft
Basement Area	960 sqft
Finished Basement	480 sqft
Unfinished Basement	480 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	19,646 sqft (0.451 acres)
Lot Dimensions	156 ft deep x 126 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	288 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	3482 HIGH RIDGE RD
City	LIMA
State	OH
Zip	45805-4053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD ESTATES SUBDIVISION NO 2 LOT 25066 JOINT TEN FF 120.00
Legal Subdivision	FAIRWOOD ESTATES SUBDIVISION
Legal Lot Number	25066
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1011
Census Tract	12000

Owner

3482 High Rdg Rd is owned and occupied by two individuals who bought it in October 2018.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3482 HIGH RIDGE RD, LIMA, OH 45805-4053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU
Oct 12, 2018	Grant Deed, Transfer · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	Mar 26, 2002 · Amount on File
Deed Document Number	201811587
Deed Book / Page	2018 / 11587
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3482 HIGH RIDGE RD, LIMA, OH 45805-4053
Document Number	0000004218
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3482 HIGH RIDGE RD LIMA OH 458054053, LIMA, OH 45805-4053

Mortgage

Document Number	0000004218
Date	Apr 27, 2020
Instrument	4218

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 12, 2018
Property Address	3482 HIGH RIDGE RD, LIMA, OH 45805-4053
Document Number	0000011587
Instrument Date	Oct 11, 2018
Instrument	11587
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3482 HIGH RIDGE RD LIMA OH 458054053, LIMA, OH 45805-4053

Mortgage

Document Number	11588
Date	Oct 12, 2018
Instrument	11588

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3482 High Rdg Rd was $4,324.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,324.00 (-0.02%)	$87,920 (-) Land $17,780 Building $70,140	$251,200 (-) Land $50,800 Building $200,400
2024	$4,325.00 (+7.48%) Homeowner's exemption	$87,920 (+23%) Land $17,780 Building $70,140	$251,200 Land $50,800 Building $200,400
2023	$4,024.00 (-0.17%) Homeowner's exemption	$71,480 (-) Land $14,460 Building $57,020
2022	$4,031.00 Homeowner's exemption	$71,480 Land $14,460 Building $57,020
2021			$204,200 Land $41,300 Building $162,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3482 High Rdg Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3482 High Rdg Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile, TSC.

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