3475 High Rdg Rd, Lima, OH 45805 Property Records

Allen County property record for 3475 High Rdg Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,356 sqft · built 1973
Lot Size	0.465 acres (20,255 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Nov 1984)
Tax Bill	$4,023 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-0904-03-007.000`

Property Details

APN / Parcel Number

Primary APN	`46-0904-03-007.000`
Alternative APN	`L3546090403007000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	3,888 sqft
1st Floor Area	1,472 sqft
Upper Floors Area	884 sqft
Basement Area	884 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	20,255 sqft (0.465 acres)
Lot Dimensions	176 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	48 sqft
Deck Area	696 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	3475 HIGH RIDGE RD
City	LIMA
State	OH
Zip	45805-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD ESTATES SUBDIVISION NO 2 LOT 25041JOINT TEN FF 118.35
Legal Subdivision	FAIRWOOD ESTATES SUBDIVISION
Legal Lot Number	25041
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1003
Census Tract	12000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3475 HIGH RIDGE RD, LIMA, OH 45805-4011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATIONAL BANK OF BLUFFTON
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS NATIONAL BANK OF BLUFFTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 1984 · Amount on Record
Deed Sale	Nov 5, 1984 · Amount on Record
Last Transfer Date	Jul 24, 2007
Transfer Doc	7260011488
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3475 HIGH RIDGE RD, LIMA, OH 45805-4011
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 HIGH RIDGE RD, LIMA, OH 45805-4011

Mortgage

Document Number	3040002579
Date	Mar 4, 2022
Book Page	2022/2579
Instrument	202203040002579

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3475 HIGH RIDGE RD, LIMA, OH 45805-4011
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 HIGH RIDGE RD, LIMA, OH 45805-4011

Mortgage

Document Number	1250000890
Date	Jan 25, 2022
Book Page	2022/890
Instrument	202201250000890

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,023.00 (-0.05%)	$81,760 (-) Land $16,800 Building $64,960	$233,600 (-) Land $48,000 Building $185,600
2024	$4,025.00 (+7.42%) Homeowner's exemption	$81,760 (+23%) Land $16,800 Building $64,960	$233,600 (+23.01%) Land $48,000 Building $185,600
2023	$3,747.00 (-0.16%) Homeowner's exemption	$66,470 (-) Land $13,650 Building $52,820
2022	$3,753.00 Homeowner's exemption	$66,470 Land $13,650 Building $52,820
2021			$189,900 Land $39,000 Building $150,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile, TSC.

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