3420 High Rdg Rd, Lima, OH 45805 Property Records

Allen County property record for 3420 High Rdg Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,703 sqft · built 1978
Lot Size	0.565 acres (24,611 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Oct 2016)
Tax Bill	$5,085 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-0904-02-014.000`

Property Details

APN / Parcel Number

Primary APN	`46-0904-02-014.000`
Alternative APN	`L3546090402014000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,703 sqft Living Area
Gross Area	5,303 sqft
1st Floor Area	3,703 sqft
Basement Area	954 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	24,611 sqft (0.565 acres)
Lot Dimensions	146 ft deep x 167 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	70 sqft
Deck Area	90 sqft
Patio Area	432 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	3420 HIGH RIDGE RD
City	LIMA
State	OH
Zip	45805-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD ESTATES SUBDIVISION NO 2 LOT 25059 JOINT TEN FF 146.61
Legal Subdivision	FAIRWOOD ESTATES SUBDIVISION
Legal Lot Number	25059
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1011
Census Tract	12000

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3420 HIGH RIDGE RD, LIMA, OH 45805-4042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · VA Mortgage AMERIFIRST FIN'L CORP
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2016 · Amount on Record
Deed Sale	Oct 7, 2016 · Amount on Record
Prior Sale	Mar 15, 1996 · Amount on Record
Deed Document Number	201610914
Deed Book / Page	2016 / 10914
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3420 HIGH RIDGE RD, LIMA, OH 45805-4042
Document Number	0000015358
Instrument Date	Dec 1, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3420 HIGH RIDGE RD LIMA OH 458054042, LIMA, OH 45805-4042

Mortgage

Document Number	0000015358
Date	Dec 10, 2020
Instrument	15358

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3420 HIGH RIDGE RD, LIMA, OH 45805-4042
Document Number	0000013634
Instrument Date	Dec 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3420 HIGH RIDGE RD LIMA OH 458054042, LIMA, OH 45805-4042

Mortgage

Document Number	0000013634
Date	Dec 12, 2017
Instrument	13634

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 11, 2037

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,085.00 (+2.98%)	$120,090 (-) Land $23,070 Building $97,020	$343,100 (-) Land $65,900 Building $277,200
2024	$4,938.00 (+10.74%) Homeowner's exemption	$120,090 (+22.98%) Land $23,070 Building $97,020	$343,100 (+22.97%) Land $65,900 Building $277,200
2023	$4,459.00 (-1.24%) Homeowner's exemption	$97,650 (-) Land $18,760 Building $78,890
2022	$4,515.00 Homeowner's exemption	$97,650 Land $18,760 Building $78,890
2021			$279,000 Land $53,600 Building $225,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile, TSC.

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