3458 High Rdg Rd, Lima, OH 45805 Property Records

Allen County property record for 3458 High Rdg Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,968 sqft · built 1971
Lot Size	0.409 acres (17,816 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Dec 2006)
Tax Bill	$3,988 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-0904-02-009.000`

Property Details

APN / Parcel Number

Primary APN	`46-0904-02-009.000`
Alternative APN	`L3546090402009000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,968 sqft Living Area
Gross Area	4,560 sqft
1st Floor Area	1,968 sqft
Basement Area	1,968 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	17,816 sqft (0.409 acres)
Lot Dimensions	151 ft deep x 118 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Patio Area	72 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	3458 HIGH RIDGE RD
City	LIMA
State	OH
Zip	45805-4053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD ESTATES SUBDIVISION NO 2 25063 TRI & 25064 JOINT TEN FF 125.70
Legal Subdivision	FAIRWOOD ESTATES SUBDIVISION
Legal Lot Number	25063
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1011
Census Tract	12000

Owner

3458 High Rdg Rd is owned and occupied by two individuals who acquired it in August 2013.

Source: Allen County records, as of June 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3458 HIGH RIDGE RD, LIMA, OH 45805-4053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2006 · Amount on File
Deed Sale	Dec 22, 2006 · Amount on File
Prior Sale	Jul 26, 2006 · Amount on File
Deed Document Number	200614014
Deed Book / Page	2006 / 14014
Last Transfer Date	Aug 5, 2013
Transfer Doc	8070010172
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Jun 16, 2026
Property Address	3458 HIGH RIDGE RD, LIMA, OH 45805-4053
Document Number	0000006305
Instrument Date	Jun 1, 2026
Instrument	20266305
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	3458 HIGH RIDGE RD, LIMA, OH 45805-4053

Mortgage

Document Number	0000006305,
Date	Jun 16, 2026
Instrument	20266305

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3458 HIGH RIDGE RD, LIMA, OH 45805-4053
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1050000135
Date	Jan 5, 2022
Book Page	2022/135
Instrument	202201050000135

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 3458 High Rdg Rd was $3,988.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,988.00 (-0.03%)	$81,000 (-) Land $16,490 Building $64,510	$231,400 (-) Land $47,100 Building $184,300
2024	$3,989.00 (+7.4%) Homeowner's exemption	$81,000 (+23.03%) Land $16,490 Building $64,510	$231,400 Land $47,100 Building $184,300
2023	$3,714.00 (+1.42%) Homeowner's exemption	$65,840 (+1.56%) Land $13,410 Building $52,430
2022	$3,662.00 Homeowner's exemption	$64,830 Land $13,410 Building $51,420
2021			$188,100 Land $38,300 Building $149,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3458 High Rdg Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3458 High Rdg Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile, TSC.

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