Emmet County property record for 3480 School Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,298 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-23-300-027 |
| Primary APN | 13-18-23-300-027 |
|---|
| Street Address | 3480 SCHOOL RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT FF |
| Legal Description | PT OF SW ? OF SECTION 23, COM AT W ? COR OF SD SEC, TH S0?42?31?E ALG W SEC LN 1299.28 FT TO NW COR OF SW ? OF SW ?, TH |
| Jurisdiction | EMMET MI |
| Township / Civil Division | RESORT |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 970600 |
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3480 SCHOOL RD, PETOSKEY, MI 49770-9778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Jul 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| May 25, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3480 SCHOOL RD, PETOSKEY, MI 49770-9778 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3550 SCHOOL RD, PETOSKEY, MI 49770-9779 |
| Document Number | 0000001245/0000000936 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 0000001245/0000000936 |
| Instrument | 5198906 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Aug 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3480 SCHOOL RD, PETOSKEY, MI 49770-9778 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3550 SCHOOL RD, PETOSKEY, MI 49770-9779 |
| Document Number | 0000001245/0000000936 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 0000001245/0000000936 |
| Instrument | 5198906 |
| Name | MERCANTILE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Aug 1, 2020 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | May 25, 2022 |
| Property Address | 3480 SCHOOL RD, PETOSKEY, MI 49770-9778 |
| Document Number | 001244/243 |
| Book / Page | 1244 / 243 |
| Instrument Date | May 24, 2022 |
| Instrument | 5197214 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1545 BEAR CREEK LN, PETOSKEY, MI 49770-8372 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Resort Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,300 (+24.67%) Land $217,300 | $434,600 (+24.67%) Land $434,600 | |
| 2025 | $174,300 Land $174,300 | $348,600 Land $348,600 | |
| 2024 | $3,298.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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