2974 School Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 2974 School Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	7.5 acres (326,700 sqft)
Owner	Individual Name on File
Tax Bill	$2,266 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-18-23-400-010`

Property Details

APN / Parcel Number

Primary APN	`13-18-23-400-010`

Exterior

Lot Area	326,700 sqft (7.5 acres)

Location & Zoning

Street Address	2974 SCHOOL RD
City	PETOSKEY
State	MI
Zip	49770-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT FF
Legal Description	E 300 FT OF SW 1/4 OF SE 1/4 EXC W 150 FT OF S 435.6 FT THEREOF. 7.5 AC, M/L SECTION 23, T34N, R6W
Legal Range	06W
Legal Township	34N
Legal Section	23
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	3
Census Block	3027
Census Tract	970600

Owner

Source: Emmet County records · APN 13-18-23-400-010

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2974 SCHOOL RD, PETOSKEY, MI 49770-9778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF MICHIGAN CREDIT UNION
Feb 20, 2017	Deed of Trust, Mortgage · FHA Mortgage BANK2

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2974 SCHOOL RD, PETOSKEY, MI 49770-9778
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2974 SCHOOL RD, PETOSKEY, MI 49770-9778

Mortgage

Document Number	0000001239/0000000283
Date	Nov 23, 2021
Book Page	0000001239/0000000283
Instrument	5192244

Lender

Name	UNIVERSITY OF MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2041

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2974 SCHOOL RD, PETOSKEY, MI 49770-9778
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1192/0285
Date	Feb 20, 2017
Book Page	1192/0285
Instrument	5145163

Lender

Name	BANK2
Type	Bank
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,100 (+34.95%) Land $181,100	$362,200 (+34.95%) Land $362,200
2024	$2,266.00
2023		$134,200 Land $134,200	$268,400 Land $268,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 31, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Great Lakes Energy Connections Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Based on FCC filings for 13 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on School Rd

Nearby Streets

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