348 Snow Drop Ln, Elgin, IL 60124 Property Records

Kane County property record for 348 Snow Drop Ln, Elgin, IL 60124 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Mar 2023)
Tax Bill	$9,314 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-327-030`

Property Details

APN / Parcel Number

Primary APN	`06-18-327-030`

Exterior

Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	348 SNOW DROP LN
City	ELGIN
State	IL
Zip	60124-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST POINT GARDENS PHASE 1 LT 23
Legal Subdivision	WEST POINT GARDENS
Legal Phase	1
Legal Block	1
Legal Lot Number	23
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1030
Census Tract	851911

Owner

Source: Kane County records · APN 06-18-327-030

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 PHEASANT TRL, SAINT CHARLES, IL 60174-8847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Mar 02, 2017	Deed of Trust, Mortgage · Commercial Mortgage CIBM BANK
Dec 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jan 09, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Nov 24, 2015 · Amount on Record
Deed Document Number	20238027
Prior Transfer Date	Nov 06, 2021
Prior Transfer Doc	0000093683
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Mar 15, 2023
Property Address	348 SNOW DROP LN, ELGIN, IL 60124-1202
Document Number	0000008027
Map Reference	DOC 2006K0191077
Instrument Date	Mar 10, 2023
Instrument	2023K008027
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	348 SNOW DROP LN, ELGIN, IL 60124-1202

Mortgage

Document Number	0000008028
Date	Mar 15, 2023
Instrument	2023K008028

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Interest

Rate	6.75%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	348 SNOW DROP LN, ELGIN, IL 60124-1202
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011163
Date	Mar 02, 2017
Instrument	2017K011163

Lender

Name	CIBM BANK
Type	Bank
Address	WHEATON, IL 60187

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 08, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 17, 2021
Property Address	348 SNOW DROP LN, ELGIN, IL 60124-1202
Document Number	0000093683
Map Reference	DOC 2006K091077
Instrument Date	Nov 06, 2021
Instrument	2021K093683
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	348 SNOW DROP LN, 348, ELGIN, IL 60124-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 SNOW DROP LN, ELGIN, IL 60124-1202

Mortgage

Document Number	0000093682
Date	Dec 17, 2021
Instrument	2021K093682

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Dec 01, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 09, 2017
Property Address	348 SNOW DROP LN, ELGIN, IL 60124-1202
Document Number	0000001485
Instrument Date	Dec 23, 2016
Instrument	1485
Transaction Type	Transfer
Record Updated	May 02, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	348 SNOW DROP LN ELGIN IL 601241202, ELGIN, IL 60124-1202

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,314.00 (-2.61%)	$126,931 (+8.57%) Land $43,240 Building $83,691	$380,945 (+8.57%) Land $129,772 Building $251,173
2024	$9,564.00 (+17.03%)	$116,912 (+21.39%) Land $39,827 Building $77,085	$350,876 (+21.44%) Land $119,529 Building $231,348
2022	$8,172.00 (+3.94%) Homeowner's exemption	$96,308 (+6.96%) Land $32,808 Building $63,500	$288,924 (+6.96%) Land $98,424 Building $190,500
2021	$7,862.00 Homeowner's exemption	$90,041 Land $30,673 Building $59,368	$270,123 Land $92,019 Building $178,104

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 6% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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