338 Snow Drop Ln, Elgin, IL 60124 Property Records

Kane County property record for 338 Snow Drop Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Apr 2019)
Tax Bill	$8,993 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-327-035`

Property Details

APN / Parcel Number

Primary APN	`06-18-327-035`

Exterior

Year Built	Built 2014
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	338 SNOW DROP LN
City	ELGIN
State	IL
Zip	60124-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST POINT GARDENS PHASE 1 LT 28
Legal Subdivision	WEST POINT GARDENS
Legal Phase	1
Legal Block	1
Legal Lot Number	28
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1030
Census Tract	851911

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	338 SNOW DROP LN, ELGIN, IL 60124-1202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jan 6, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 5, 2019	Grant Deed, Foreclosure · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2019 · Amount on Record
Deed Sale	Apr 5, 2019 · Amount on Record
Prior Sale	Jun 26, 2014 · Amount on Record
Deed Document Number	201913193
Prior Transfer Date	Apr 1, 2019
Prior Transfer Doc	0000013193
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	338 SNOW DROP LN, ELGIN, IL 60124-1202
Document Number	0000035126
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	338 SNOW DROP LN ELGIN IL 601241202, ELGIN, IL 60124-1202

Mortgage

Document Number	0000035126
Date	Jul 1, 2020
Instrument	35126

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	338 SNOW DROP LN, ELGIN, IL 60124-1202
Document Number	0000001787
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	338 SNOW DROP LN ELGIN IL 601241202, ELGIN, IL 60124-1202

Mortgage

Document Number	0000001787
Date	Jan 10, 2020
Instrument	1787

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Jan 9, 2047

April 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Apr 5, 2019
Property Address	338 SNOW DROP LN, ELGIN, IL 60124-1202
Document Number	0000013193
Instrument Date	Apr 1, 2019
Instrument	13193
Transaction Type	Foreclosure
Record Updated	Apr 12, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	338 SNOW DROP LN ELGIN IL 601241202, ELGIN, IL 60124-1202

Mortgage

Document Number	13194
Date	Apr 5, 2019
Instrument	13194

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,993.00 (+8.4%) Homeowner's exemption	$122,836 (+8.57%) Land $43,240 Building $79,596	$368,655 (+8.57%) Land $129,772 Building $238,884
2024		$113,140 (+21.39%) Land $39,827 Building $73,313	$339,556 (+21.44%) Land $119,529 Building $220,027
2022	$8,296.00 (+3.52%) Homeowner's exemption	$93,201 (+6.96%) Land $32,808 Building $60,393	$279,603 (+6.96%) Land $98,424 Building $181,179
2021	$8,014.00 Homeowner's exemption	$87,136 Land $30,673 Building $56,463	$261,408 Land $92,019 Building $169,389

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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