355 Snow Drop Ln, Elgin, IL 60124 Property Records

Kane County property record for 355 Snow Drop Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Dec 2023)
Tax Bill	$12,310 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Apr 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-328-003`

Property Details

APN / Parcel Number

Primary APN	`06-18-328-003`

Exterior

Year Built	Built 2016
Lot Area	7,841 sqft (0.18 acres)

Location & Zoning

Street Address	355 SNOWDROP LN
City	ELGIN
State	IL
Zip	60124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST POINT GARDENS PHASE 1 LOT 189
Legal Subdivision	WEST POINT GARDENS
Legal Phase	1
Legal Block	1
Legal Lot Number	189
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1029
Census Tract	851911

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	660 BEAU CT, 1, DES PLAINES, IL 60016-5846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 6, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Oct 13, 2023	Re-recorded Document TITLE 365, TITLE365
Oct 13, 2023	Intrafamily Transfer, Transfer TITLE 365
Jul 31, 2019	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Jul 31, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Prior Sale	Jul 7, 2016 · Amount on Record
Deed Document Number	202344023
Prior Transfer Date	Jul 21, 2023
Prior Transfer Doc	0000035895
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 18, 2023
Property Address	355 SNOW DROP LN, ELGIN, IL 60124-1203
Document Number	0000044023
Map Reference	DOC 2006K091077
Instrument Date	Dec 11, 2023
Instrument	2023K044023
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 SNOWDROP LN, ELGIN, IL 60124-0238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 SNOWDROP LN, ELGIN, IL 60124-0238

Mortgage

Document Number	0000044024
Date	Dec 18, 2023
Instrument	2023K044024

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate	6.6%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 6, 2023
Property Address	355 SNOW DROP LN, ELGIN, IL 60124-1203
Document Number	0000010726
Map Reference	DOC 2006K091077
Instrument Date	Mar 21, 2023
Instrument	2023K010726
Transaction Type	Transfer
Record Updated	Apr 14, 2023
Title Company	TITLE 365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	355 SNOWDROP LN, ELGIN, IL 60124-0238

Mortgage

Document Number	0000010727
Date	Apr 6, 2023
Instrument	2023K010727

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate	6.62%

October 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KANE IL
Recording Date	Oct 13, 2023
Property Address	355 SNOW DROP LN, ELGIN, IL 60124-1203
Document Number	0000035896
Map Reference	DOC 2006K091077
Instrument Date	Mar 21, 2023
Instrument	2023K035896
Record Updated	Oct 23, 2023
Title Company	TITLE 365, TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	355 SNOWDROP LN, ELGIN, IL 60124-0238

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 13, 2023
Property Address	355 SNOW DROP LN, ELGIN, IL 60124-1203
Document Number	0000035895
Map Reference	DOC 2006K091077
Instrument Date	Feb 28, 2023
Instrument	2023K035895
Transaction Type	Transfer
Record Updated	Oct 23, 2023
Title Company	TITLE 365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	355 SNOWDROP LN, ELGIN, IL 60124-0238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 SNOWDROP LN, ELGIN, IL 60124-0238

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	355 SNOW DROP LN, ELGIN, IL 60124-1203
Document Number	0000040837
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 SNOW DROP LN ELGIN IL 60124, ELGIN, IL 60124

Mortgage

Document Number	0000040837
Date	Sep 5, 2019
Instrument	40837

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

Interest

Rate	4.5%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	355 SNOW DROP LN, ELGIN, IL 60124-1203
Document Number	0000042197
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 SNOW DROP LN ELGIN IL 601241203, ELGIN, IL 60124-1203

Mortgage

Document Number	0000042197
Date	Sep 12, 2019
Instrument	42197

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,310.00 (+7.68%)	$165,191 (+8.57%) Land $43,240 Building $121,951	$495,771 (+8.57%) Land $129,772 Building $365,999
2024		$152,152 (+21.39%) Land $39,827 Building $112,325	$456,639 (+21.44%) Land $119,529 Building $337,110
2022	$11,432.00 (+3.37%) Homeowner's exemption	$125,337 (+6.96%) Land $32,808 Building $92,529	$376,011 (+6.96%) Land $98,424 Building $277,587
2021	$11,059.00 Homeowner's exemption	$117,181 Land $30,673 Building $86,508	$351,543 Land $92,019 Building $259,524

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: Verizon.

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