342 Snow Drop Ln, Elgin, IL 60124 Property Records

Kane County property record for 342 Snow Drop Ln, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Jan 2026)
Tax Bill	$9,718 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-18-327-033`

Property Details

APN / Parcel Number

Primary APN	`06-18-327-033`

Exterior

Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	127 ft deep x 60 ft wide

Location & Zoning

Street Address	342 SNOW DROP LN
City	ELGIN
State	IL
Zip	60124-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST POINT GARDENS PHASE 1 LT 26
Legal Subdivision	WEST POINT GARDENS
Legal Phase	1
Legal Block	1
Legal Lot Number	26
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1030
Census Tract	851911

Owner

Source: Kane County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1040 STATION BLVD, 426, AURORA, IL 60504-2136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · VA Mortgage TOWNE MORTGAGE CO
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jan 13, 2026	Warranty Deed, Transfer · VA Mortgage TOWNE MORTGAGE CO
Oct 27, 2017	Warranty Deed, Transfer · FHA Mortgage INLAND BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	20261603
Prior Transfer Date	Jun 1, 2015
Prior Transfer Doc	0000061304
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	342 SNOW DROP LN, ELGIN, IL 60124-1202
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	HERITAGE TITLE COMPANY, HERITAGE TTL CO OF MCHENRY I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 STATION BLVD 426, 426, AURORA, IL 60504-2136

Mortgage

Document Number	0000009578
Date	Mar 10, 2026
Instrument	2026K009578

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	342 SNOW DROP LN, ELGIN, IL 60124-1202
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052118
Date	Jul 7, 2021
Instrument	2021K052118

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	2.87%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 13, 2026
Property Address	342 SNOW DROP LN, ELGIN, IL 60124-1202
Document Number	0000001603
Map Reference	DOC 2006K091077
Instrument Date	Dec 15, 2025
Instrument	2026K001603
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 SNOW DROP LN, ELGIN, IL 60124-1202

Mortgage

Document Number	0000001604
Date	Jan 13, 2026
Instrument	2026K001604

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 27, 2017
Property Address	342 SNOW DROP LN, ELGIN, IL 60124-1202
Document Number	0000056441
Instrument Date	Sep 28, 2017
Instrument	56441
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$401.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 FILBERT DR STREAMWOOD IL 601072234, STREAMWOOD, IL 60107-2234

Mortgage

Document Number	56442
Date	Oct 27, 2017
Instrument	56442

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,718.00 (-1.75%) Homeowner's exemption
2024	$9,891.00 (+10.56%) Homeowner's exemption	$121,663 (+21.39%) Land $39,827 Building $81,836	$365,135 (+21.44%) Land $119,529 Building $245,606
2022	$8,946.00 (+3.48%) Homeowner's exemption	$100,222 (+6.96%) Land $32,808 Building $67,414	$300,666 (+6.96%) Land $98,424 Building $202,242
2021	$8,645.00 Homeowner's exemption	$93,700 Land $30,673 Building $63,027	$281,100 Land $92,019 Building $189,081

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50

May also be available: Verizon.

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