348 N Emerald Dr, Vista, CA 92083 Property Records

San Diego County property record for 348 N Emerald Dr, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 1964
Lot Size	0.405 acres (17,658 sqft)
Owner	Company Name on Record
Tax Bill	$626 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`166-411-30-00`

Property Details

APN / Parcel Number

Primary APN	`166-411-30-00`
Alternative APN	`1664100900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,220 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	17,658 sqft (0.405 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1664100900
Street Address	348 N EMERALD DR
City	VISTA
State	CA
Zip	92083-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M
Legal Description	BLK 4 LOT 2 (EX ST)DOC63-097645 IN TR 001894
Legal Subdivision	VISTA FARMS SUB
Legal Tract	001894
Legal Block	4
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4002
Census Tract	18519

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	348 N EMERALD DR, VISTA, CA 92083-6112
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 1, 1999
Transfer Doc	0000150058
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	348 N EMERALD DR, VISTA, CA 92083-6112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019240
Date	Jan 17, 2019
Instrument	2019-0019240

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	5-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$56,407 (+2%) Land $16,383 Building $40,024
2025	$626.00 (-51.25%) Homeowner's exemption	$55,302 (+4.04%) Land $16,062 Building $39,240
2023	$1,284.00 (+0.23%) Homeowner's exemption	$53,157 Land $15,440 Building $37,717
2022	$1,281.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: T-Mobile.

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