415 N Emerald Dr, Vista, CA 92083 Property Records

San Diego County property record for 415 N Emerald Dr, Vista, CA 92083

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 1,392 sqft · built 1988
Lot Size	2.03 acres (88,427 sqft)
Owner	Company Name on File
Last Sale	$5,500,000 (Mar 2016)
Tax Bill	$84,071 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`166-070-14-00`

Property Details

APN / Parcel Number

Primary APN	`166-070-14-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	20 Units
Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Multi-Family
Lot Area	88,427 sqft

Location & Zoning

Street Address	415 N EMERALD DR
City	VISTA
State	CA
Zip	92083-6182
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-M
Legal Description	BLK 6 LOT 4 NLY 137.01 FT OF SLY 398.06 FT IN TR 001894
Legal Subdivision	VISTA FARMS SUB
Legal Tract	001894
Legal Block	6
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	19405

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4525 ADAMS ST, CARLSBAD, CA 92008-4208
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITY FIRST BANK NA
Jan 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2016 · Amount on Record
Deed Sale	Mar 10, 2016 · Amount on Record
Prior Sale	Feb 7, 1996 · Amount on Record
Deed Document Number	2016107193
Last Transfer Date	Dec 20, 2017
Transfer Doc	0000016956
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	415 N EMERALD DR, VISTA, CA 92083-6182
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 ADAMS ST, CARLSBAD, CA 92008-4208

Mortgage

Document Number	0000369097
Date	May 13, 2021
Instrument	2021-0369097

Lender

Name	CITY FIRST BANK NA
Address	INGLEWOOD, CA 90301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 16, 2018
Property Address	415 N EMERALD DR, VISTA, CA 92083-6182
Document Number	0000016956
Instrument Date	Dec 20, 2017
Instrument	16956
Transaction Type	Transfer
Record Updated	Jan 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4525 ADAMS ST CARLSBAD CA 920084208, CARLSBAD, CA 92008-4208

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$6,641,096 (+2%) Land $2,029,758 Building $4,611,338
2025	$84,071.00 (+7.53%)	$6,510,879 (+4.04%) Land $1,989,959 Building $4,520,920
2023	$78,186.00 (+0.22%)	$6,258,056 Land $1,912,688 Building $4,345,368
2022	$78,018.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Most Recent Claim	Feb 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

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