348 Ferry St, Douglas, MI 49406 Property Records

Allegan County property record for 348 Ferry St, Douglas, MI 49406

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 762 sqft · built 1977
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,900 (Aug 2018)
Tax Bill	$10,053 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`59-017-003-00`

Property Details

APN / Parcel Number

Primary APN	`59-017-003-00`
Alternative APN	`03-59-017-003-00`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	762 sqft Living Area
1st Floor Area	762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	128 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	348 FERRY ST
City	DOUGLAS
State	MI
Zip	49406-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RESIDE
Legal Description	COM 379 FT W & 251 FT S NE COR SEC 17 TH S 128.5 FT TH E 81.5 FT TH N 128.5 FT TH W 81.5 FT TO BEG. SEC 17 T3N R16W.
Legal Range	16W
Legal Township	03N
Legal Section	17
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1019
Census Tract	30801

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	150 TREE CREST LN, HOLLAND, MI 49424-1783
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Quit Claim Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
May 29, 2019	Warranty Deed, Transfer
Aug 8, 2018	Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Prior Sale	Sep 22, 2006 · Amount on Record
Deed Book / Page	4270 / 415
Last Transfer Date	May 27, 2020
Transfer Doc	004530/300
Record Updated	Oct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 29, 2020
Property Address	348 FERRY ST, DOUGLAS, MI 49406-5210
Document Number	004530/300
Book / Page	4530 / 300
Instrument Date	May 27, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	348 FERRY ST, 348, DOUGLAS, MI 49406-5210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 FERRY ST, DOUGLAS, MI 49406-5210

Mortgage

Document Number	0004530302
Date	Oct 29, 2020
Instrument	4530/302

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	176 Months
Due	Jun 1, 2035

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	May 29, 2019
Property Address	348 FERRY ST, DOUGLAS, MI 49406-5210
Document Number	4347/738
Book / Page	4347 / 738
Instrument Date	May 21, 2019
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1315 BAYVIEW DR, 1315, HOLLAND, MI 49423-4408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 BAYVIEW DR, HOLLAND, MI 49423-4408

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 8, 2018
Property Address	348 FERRY ST, DOUGLAS, MI 49406-5210
Document Number	004270/415
Book / Page	4270 / 415
Instrument Date	Jul 30, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,096.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30952 PINE CONE DR, 30952, FARMINGTON HILLS, MI 48331-1198

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1315 BAYVIEW DR, HOLLAND, MI 49423-4408

Mortgage

Document Number	0004270419
Date	Aug 8, 2018
Instrument	4270/419

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,500 (+22.58%) Land $95,600 Building $157,900	$507,000 (+22.58%) Land $191,200 Building $315,800
2025	$10,053.00 (+4.98%)	$206,800 (+24.35%) Land $74,200 Building $132,600	$413,600 (+24.35%) Land $148,400 Building $265,200
2024	$9,576.00 (+32.54%)
2023		$166,300 Land $65,000 Building $101,300	$332,600 Land $130,000 Building $202,600
2020	$7,225.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured incl. 62 condo units
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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