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342 Ferry St, Douglas, MI 49406 Property Records

Allegan County property record for 342 Ferry St, Douglas, MI 49406

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,034 sqft · built 1987
Lot Size1.05 acres (46,130 sqft)
Owner2 Individual Names on Record
Last Sale$710,000 (Sep 2019)
Tax Bill$13,944 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN59-017-004-10

Property Details

APN / Parcel Number

Primary APN59-017-004-10
Alternative APN
  • 03-59-017-004-10

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,034 sqft Living Area
1st Floor Area1,017 sqft
Basement Area1,017 sqft
Unfinished Basement945 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialWood Siding
Lot Area46,130 sqft (1.05 acres)
Lot Dimensions215 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address342 FERRY ST
CityDOUGLAS
StateMI
Zip49406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2 RESIDE
Legal DescriptionBEG 379.5' S & 235' W OF NE 1/4 COR TH S 140' TH W 15' TH S 14.5' TH W 25' TH S 60' TH W 195.58' TH N 214.5' TH E 235.5' TO POB SEC 17 T3N R16W (2016).
Legal Range16W
Legal Township03N
Legal Section17
JurisdictionALLEGAN MI
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1019
Census Tract30801

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address342 FERRY ST, SAUGATUCK, MI 49453-9496
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2019 · Amount on Record
Deed SaleSep 18, 2019 · Amount on Record
Prior SaleApr 16, 2015 · Amount on Record
Deed Book / Page4382 / 455
Prior Transfer DateAug 18, 1999
Prior Transfer Doc1875000760
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGAN MI
Recording DateSep 18, 2019
Property Address342 FERRY ST, DOUGLAS, MI 49406
Document Number004382/455
Book / Page4382 / 455
Instrument DateSep 9, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,106.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5544 N MAGNOLIA AVE, 5544, CHICAGO, IL 60640-1307

Transferred To (Grantee/Buyer)

NameVerified Name
Address8249 FULTON ST E, ADA, MI 49301-9043

Mortgage

Document Number0004382460
DateSep 18, 2019
Instrument4382/460
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyAllegan County
MunicipalityDouglas City
Unified School DistrictSaugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$578,300 (+1.1%) Land $138,700 Building $439,600$1,156,600 (+1.1%) Land $277,400 Building $879,200
2025$13,944.00 (+5.64%) Homeowner's exemption$572,000 (+47.69%) Land $139,100 Building $432,900$1,144,000 (+47.69%) Land $278,200 Building $865,800
2024$13,200.00 (+20.57%)
2023$387,300 Land $70,000 Building $317,300$774,600 Land $140,000 Building $634,600
2020$10,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies73 units insured
incl. 62 condo units
Nearby Flood Claims2 (2019–2020)
Most Recent ClaimApr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKALAMAZOO LAKE SEWER & WATER AUTHORITY
serves 5,000 people · EPA ID MI0003525
Water SourceGroundwater
Last State InspectionJun 2021
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier.

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