351 Ferry St, Douglas, MI 49406 Property Records

Allegan County property record for 351 Ferry St, Douglas, MI 49406

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,414 sqft · built 1920
Lot Size	0.364 acres (15,856 sqft)
Owner	Individual Name on File
Tax Bill	$5,300 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`59-016-026-00`

Property Details

APN / Parcel Number

Primary APN	`59-016-026-00`
Alternative APN	`03-59-016-026-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,414 sqft Living Area
1st Floor Area	992 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Lot Area	15,856 sqft (0.364 acres)
Lot Dimensions	240 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	351 FERRY ST
City	DOUGLAS
State	MI
Zip	49406-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4 HARBOR
Legal Description	S 66' OF N 261.86' OF GOVT LOT 5 EX COM AT NW COR SEC 16 TH S 195.86' TH E 266.50' TO POB TH CONT E 233.46' TO AN INTERMEDIATE TRAVERSE LIN NEAR SHORE OF KALAMAZOO LAKE TH S 13 DEG 24' 24 E 67.44' ALG SD INTERMEDIATE TRAVERSE LIN TH W 248.18' TH N 66
Legal Range	16W
Legal Township	03N
Legal Section	16
Legal Subdivision	VILLAHE DOUGLAS
Legal Lot Number	5
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1020
Census Tract	30801

Owner

351 Ferry St is owned and occupied by an individual who acquired it in June 2004.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	351 FERRY ST, DOUGLAS, MI 49406-5210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2000
Deed Sale	Mar 7, 2000
Prior Sale	Feb 17, 2000
Deed Book / Page	1927 / 934
Last Transfer Date	Jun 25, 2004
Transfer Doc	2699000801
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	351 FERRY ST, DOUGLAS, MI 49406-5210
Transaction Type	Mortgage
Record Updated	Nov 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	351 FERRY ST, DOUGLAS, MI 49406-5210

Mortgage

Document Number	0004903/14
Date	Nov 16, 2023
Book Page	4903/14
Instrument	2023016925

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Index	6-Month CD Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	351 FERRY ST, DOUGLAS, MI 49406-5210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4332/851
Date	Apr 5, 2019
Book Page	4332/851

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 351 Ferry St was $5,300 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,900 Land $96,400 Building $182,500	$557,800 Land $192,800 Building $365,000
2025	$5,300.00
2023		$182,700 Land $65,000 Building $117,700	$365,400 Land $130,000 Building $235,400
2020	$4,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 351 Ferry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured incl. 62 condo units
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 351 Ferry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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