320 Ferry St, Douglas, MI 49406 Property Records

Allegan County property record for 320 Ferry St, Douglas, MI 49406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,264 sqft · built 1994
Lot Size	0.732 acres (31,886 sqft)
Owner	Company Name on Record
Tax Bill	$14,333 (2020)
Deeds & Mortgages	Sep 2017 Line of Credit Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`59-017-001-20`

Property Details

APN / Parcel Number

Primary APN	`59-017-001-20`
Alternative APN	`59-017-001-21`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,264 sqft Living Area
1st Floor Area	1,896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	31,886 sqft (0.732 acres)
Lot Dimensions	216 ft deep x 75 ft wide
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	320 FERRY ST
City	DOUGLAS
State	MI
Zip	49406-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NE COR TH S 00DEG 21'24 W 228.04' TO POB; TH CONT S 00DEG 21'24 W 151.46'; TH DUE W 209'; TH N 00DEG 21'24 E 128.5'; TH
Legal Range	16W
Legal Township	03N
Legal Section	17
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1019
Census Tract	30801

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	121 KERCHEVAL AVE, GROSSE POINTE FARMS, MI 48236-3618
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jun 12, 2019	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
Dec 1, 2016	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 12, 2015
Transfer Doc	3941000367
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	320 FERRY ST, DOUGLAS, MI 49406-5210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4175/501
Date	Sep 11, 2017
Book Page	4175/501

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Jun 12, 2019
Property Address	320 FERRY ST, DOUGLAS, MI 49406-5210
Document Number	004352/064
Book / Page	4352 / 064
Instrument Date	Jun 7, 2019
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$7,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 FERRY ST, DOUGLAS, MI 49406-5210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 KERCHEVAL AVE, GROSSE POINTE FARMS, MI 48236-3618

December 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 1, 2016
Property Address	320 FERRY ST, DOUGLAS, MI 49406-5210
Document Number	004092/617
Book / Page	4092 / 617
Instrument Date	Nov 22, 2016
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2960 N LAKE SHORE DR, CHICAGO, IL 60657-5600

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	320 FERRY ST, DOUGLAS, MI 49406-5210
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$572,200 (+57.54%) Land $134,000 Building $438,200	$1,144,400 (+57.54%) Land $268,000 Building $876,400
2023		$363,200 Land $65,000 Building $298,200	$726,400 Land $130,000 Building $596,400
2020	$14,333.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured incl. 62 condo units
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Nearby Properties on Ferry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures