3477 Middlebrook Pl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3477 Middlebrook Pl, Harmony, FL 34773 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2017
Square Footage	1,870 sqft Heated Area
Lot Size	8,276 sqft (0.189 acres)
Occupancy	Owner Occupied
Last Sale	$375,000 (2026)
Tax Bill	$9,593.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`292632329700010200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,870 sqft Heated Area
Gross Area	2,498 sqft Gross Area
1st Floor	1,870 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,276 sqft (0.189 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	444 sqft Garage
Porch	Open Porch
Porch Area	184 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3477 MIDDLEBROOK PL
City	HARMONY
State	FL
Zip	34773-6056
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 20
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	WATERSIDE AT HARMONY BY MERITAGE
Legal Tract	3297
Legal Lot Number	20
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 292632329700010200

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3477 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2026	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage E MORTGAGE CAPITAL INC
Aug 03, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2026 · Amount on Record
Deed Sale	Feb 03, 2026 · Amount on Record
Prior Sale	Aug 03, 2017 · Amount on Record
Deed Doc Number	2026014786
Deed Book / Page	6917 / 459
Record Refreshed	Jun 08, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 03, 2026
Property Address	3477 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0069170459
Book / Page	6917 / 459
Map Reference	MB 5090 PG 1969
Instrument Date	Feb 02, 2026
Instrument	2026014786
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	RED DOOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7003 FIVE OAKS DR, HARMONY, FL 34773-6004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	3477 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number	0006917461
Date	Feb 03, 2026
Instrument	6917/461

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

August 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 03, 2017
Property Address	3477 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0051890612
Book / Page	5189 / 0612
Map Reference	MB5090 PG1969
Instrument Date	Jul 28, 2017
Instrument	2017112499
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,897.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 MILLENIA LAKES BLVD STE 410, 5337, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3477 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number	0051890615
Date	Aug 03, 2017
Instrument	5189/0615

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,593.00 (+7.08%)	$331,600 (+2.69%) Land $68,200 Building $263,400	$331,600 (+2.69%) Land $68,200 Building $263,400
2023	$8,959.00 (+9.5%)	$322,900 (+14.1%) Land $60,000 Building $262,900	$322,900 (+14.1%) Land $60,000 Building $262,900
2022	$8,182.00	$283,000 Land $60,000 Building $223,000	$283,000 Land $60,000 Building $223,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 126 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

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