3473 Middlebrook Pl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3473 Middlebrook Pl, Harmony, FL 34773 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2017
Square Footage	2,064 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Occupancy	Owner Occupied
Last Sale	$395,000 (2026)
Tax Bill	$4,999.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`292632329700010190`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,064 sqft Heated Area
Gross Area	2,770 sqft Gross Area
1st Floor Area	2,064 sqft 1st Floor
Stories	1 Story
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished
Garage Area	438 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	268 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3473 MIDDLEBROOK PL
City	HARMONY
State	FL
Zip	34773-6056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 19
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	WATERSIDE AT HARMONY BY MERITAGE
Legal Tract	3297
Legal Lot Number	19
Jurisdiction	OSCEOLA FL
Township / Civil Division	SOUTH AND EAST OSCEOLA
Census Block Group	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 292632329700010190

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3473 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 03, 2026	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Aug 09, 2024	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 28, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Jul 19, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 03, 2026 · Amount on Record
Deed Sale	Mar 03, 2026 · Amount on Record
Prior Sale	Aug 09, 2024 · Amount on Record
Deed Document Number	2026027682
Deed Book / Page	6930 / 851
Record Updated	Jun 08, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3473 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3473 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number	0067930003
Date	May 23, 2025
Book Page	6793/3
Instrument	2025065691

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 03, 2026
Property Address	3473 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0069300851
Book / Page	6930 / 851
Map Reference	MB 25 PG 76-82
Instrument Date	Feb 24, 2026
Instrument	2026027682
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	EXPERTS TITLE TEAM LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1864 STILLWOOD WAY, SAINT CLOUD, FL 34771-8022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3473 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number	0006930853
Date	Mar 03, 2026
Instrument	6930/853

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 09, 2024
Property Address	3473 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0066480063
Book / Page	6648 / 63
Map Reference	MB 25 PG 76-82
Instrument Date	Aug 07, 2024
Instrument	2024104156
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	EXPERTS TITLE TEAM LLC, THE EXPERTS TITLE TEAM LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 EGRET LOOP, KISSIMMEE, FL 34743-6146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 TRIBAL TRL, HARKER HEIGHTS, TX 76548-4502

Mortgage

Document Number	2024104157
Date	Aug 09, 2024
Instrument	2024104157

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2054

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3473 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058110222
Date	Oct 13, 2020
Book Page	5811/222
Instrument	2020137330

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 01, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 28, 2020
Property Address	3473 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0058211716
Book / Page	5821 / 1716
Map Reference	MB 25 PG 76-82
Instrument Date	Oct 28, 2020
Instrument	2020146398
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,131.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3473 MIDDLEBROOK PL, 3473, HARMONY, FL 34773-6056

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3473 MIDDLEBROOK PL, SAINT CLOUD, FL 34773-6056

Mortgage

Document Number	0058211718
Date	Oct 28, 2020
Instrument	5821/1718

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

July 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 19, 2017
Property Address	3473 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0051811741
Book / Page	5181 / 1741
Map Reference	MB25 PG76-82
Instrument Date	Jul 18, 2017
Instrument	2017105203
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,934.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 MILLENIA LAKES BLVD STE 410, 5337, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3473 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number	0051811744
Date	Jul 19, 2017
Instrument	5181/1744

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,999.00 (-46.24%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$362,000 (+3.93%) Land $68,200 Building $293,800	$362,000 (+3.93%) Land $68,200 Building $293,800
2023	$9,298.00 (+9.56%)	$348,300 (+13.97%) Land $60,000 Building $288,300	$348,300 (+13.97%) Land $60,000 Building $288,300
2022	$8,487.00	$305,600 Land $60,000 Building $245,600	$305,600 Land $60,000 Building $245,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 126 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Middlebrook Pl

Nearby Streets

All Harmony, FL Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures