3465 Middlebrook Pl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3465 Middlebrook Pl, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2017
Square Footage	2,064 sqft Heated Area
Lot Size	9,583 sqft (0.219 acres)
Occupancy	Owner Occupied
Last Sale	$450,000 (2025)
Tax Bill	$10,351.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`292632329700010170`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,064 sqft Heated Area
Gross Area	2,644 sqft Gross Area
1st Floor	2,064 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2017
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,583 sqft (0.219 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	438 sqft Garage

Exterior Amenities

Pool Area	450 sqft Pool
Fence	Fence
Deck Area	574 sqft Deck
Porch	Open Porch
Porch Area	142 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3465 MIDDLEBROOK PL
City	HARMONY
State	FL
Zip	34773-6056
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 17
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	WATERSIDE AT HARMONY BY MERITAGE
Legal Tract	3297
Legal Lot Number	17
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 292632329700010170

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3465 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2020	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 17, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 13, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 17, 2025 · Amount on Record
Deed Sale	Feb 17, 2025 · Amount on Record
Prior Sale	Oct 07, 2020 · Amount on Record
Deed Doc Number	2025020222
Deed Book / Page	6741 / 917
Record Refreshed	Jun 08, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 07, 2020
Property Address	3465 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0058072653
Book / Page	5807 / 2653
Map Reference	MB 25 PG 76
Instrument Date	Oct 02, 2020
Instrument	2020134437
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,414.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 VALENCIA SHORES DR, 210, WINTER GARDEN, FL 34787-2612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1030 REGIS CT, EAU CLAIRE, WI 54701-4404

Mortgage

Document Number	0058072654
Date	Oct 07, 2020
Instrument	5807/2654

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 17, 2019
Property Address	3465 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0055421055
Book / Page	5542 / 1055
Map Reference	MB 25 PG 76-82
Instrument Date	Jun 14, 2019
Instrument	2019077852
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	EDGEWATER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2929 SATIRE STREET, 2929, SAINT CLOUD, FL 34773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3465 MIDDLEBROOK PL, SAINT CLOUD, FL 34773-6056

Mortgage

Document Number	0055421057
Date	Jun 17, 2019
Instrument	5542/1057

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

Interest

Rate Type	Adjustable Rate

September 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 13, 2017
Property Address	3465 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0052061654
Book / Page	5206 / 1654
Map Reference	MB25 PG76-82
Instrument Date	Sep 07, 2017
Instrument	2017129179
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,990.10
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 MILLENIA LAKES BLVD STE 410, 5337, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3465 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number	0052061657
Date	Sep 13, 2017
Instrument	5206/1657

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,351.00 (+7.14%)	$386,300 (+2.96%) Land $68,200 Building $318,100	$386,300 (+2.96%) Land $68,200 Building $318,100
2023	$9,661.00 (+9.31%)	$375,200 (+12.4%) Land $60,000 Building $315,200	$375,200 (+12.4%) Land $60,000 Building $315,200
2022	$8,838.00	$333,800 Land $60,000 Building $273,800	$333,800 Land $60,000 Building $273,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 126 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

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