3469 Middlebrook Pl, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3469 Middlebrook Pl, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2018
Square Footage	3,240 sqft Heated Area
Lot Size	10,019 sqft (0.23 acres)
Occupancy	Owner Occupied
Last Sale	$341,100 (2018)
Tax Bill	$7,149.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`292632329700010180`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Building Area	3,240 sqft Heated Area
Gross Area	4,232 sqft Gross Area
1st Floor	1,822 sqft 1st Floor
Upper Floors	1,418 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2018
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,019 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	500 sqft Garage
Porch	Finished/Screened Porch
Porch Area	492 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3469 MIDDLEBROOK PL
City	HARMONY
State	FL
Zip	34773-6056
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARMONY NEIGHBORHOOD O-1 PB 25 PGS 76-82 LOT 18
Legal Range	32E
Legal Township	26S
Legal Section	29
Legal Subdivision	WATERSIDE AT HARMONY BY MERITAGE
Legal Tract	3297
Legal Lot Number	18
Jurisdiction	OSCEOLA FL
Minor Civil Division	SOUTH AND EAST OSCEOLA
Census Blockgroup	2
Census Block	2087
Census Tract	43801

Owner

Source: Osceola County records · APN 292632329700010180

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3469 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage IMPERIUM LENDING LLC
Jun 15, 2021	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONS LENDING CORP
Jun 11, 2020	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONS LNDG
Feb 28, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Deed Doc Number	2018034714
Deed Book / Page	5293 / 2243
Record Refreshed	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3469 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3469 MIDDLEBROOK PL, HARMONY, FL 34773-6056

Mortgage

Document Number	0068800202
Date	Nov 13, 2025
Book Page	6880/202
Instrument	2025140493

Lender

Name	IMPERIUM LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3469 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Transaction Type	Mortgage
Record Updated	Jul 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3469 MIDDLEBROOK PL, SAINT CLOUD, FL 34773-6056

Mortgage

Document Number	0059811840
Date	Jun 15, 2021
Book Page	5981/1840
Instrument	2021093182

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3469 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0057441837
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3469 MIDDLEBROOK PL ST CLOUD FL 347736056, ST CLOUD, FL 34773-6056

Mortgage

Document Number	0057441837
Date	Jun 26, 2020
Book Page	005744/001837
Instrument	82683

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2050

February 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 28, 2018
Property Address	3469 MIDDLEBROOK PL, HARMONY, FL 34773-6056
Document Number	0052932243
Book / Page	005293 / 002243
Instrument Date	Feb 27, 2018
Instrument	34714
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 26, 2018
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,387.70
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3469 MIDDLEBROOK PL HARMONY FL 347736056, HARMONY, FL 34773-6056

Mortgage

Document Number	52932253
Date	Feb 28, 2018
Book Page	005293/002253
Instrument	34717

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,149.00 (-22.7%) Homeowner's exemption	$334,519 (+5.99%)	$431,100 (+2.13%) Land $68,200 Building $362,900
2023	$9,248.00 (+48.56%) Homeowner's exemption	$315,624 (+3%)	$422,100 (+14.79%) Land $60,000 Building $362,100
2022	$6,225.00 Homeowner's exemption	$306,432	$367,700 Land $60,000 Building $307,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 85% of the US · above 77% of Florida
Wildfire Likelihood	About 1 in 126 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

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