3474 Packard Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3474 Packard Ave, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2008
Square Footage	2,052 sqft Heated Area
Lot Size	211,876 sqft (4.86 acres)
Occupancy	Owner Occupied
Last Sale	$239,900 (2016)
Tax Bill	$3,332.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`98377`
Alternative APN	`302631508000010900`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,052 sqft Heated Area
1st Floor	2,052 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2008
Architectural Style	Mobile/Manufactured Style
Exterior Material	Vinyl Exterior
Foundation Type	Pier/Post & Beam Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	211,876 sqft (4.86 acres)
Shed	1 Shed
Shed Area	80 sqft Shed

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98377
Street Address	3474 PACKARD AVE
City	SAINT CLOUD
State	FL
Zip	34772-7333
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	ST CLOUD MANOR EST UN 2 PB 1 PG 365 LOT 90 LESS E 5 FT
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR EST 2
Legal Tract	5080
Legal Block	1
Legal Lot Number	90
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1026
Census Tract	43304

Owner

Source: Osceola County records · APN 98377

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3474 PACKARD AVE, SAINT CLOUD, FL 34772-7333
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 2016 · Amount on Record
Deed Sale	May 26, 2016 · Amount on Record
Deed Doc Number	2016080501
Deed Book / Page	4966 / 1414
Record Refreshed	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3474 PACKARD AVE, SAINT CLOUD, FL 34772-7333
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3474 PACKARD AVE, SAINT CLOUD, FL 34772-7333

Mortgage

Document Number	0062511595
Date	Jul 14, 2022
Book Page	6251/1595
Instrument	2022108970

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2042

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00 (+7.83%) Homeowner's exemption	$229,954 (+5.99%)	$398,000 (-1.29%) Land $194,600 Building $203,400
2023	$3,090.00 (+4.43%) Homeowner's exemption	$216,966 (+3%)	$403,200 (+30.32%) Land $194,600 Building $208,600
2022	$2,959.00 Homeowner's exemption	$210,647	$309,400 Land $155,600 Building $153,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.